Health insurance for cross-border commuters
from Austria to Switzerland / Liechtenstein

As a cross-border commuter from Austria to Switzerland or Liechtenstein, there are 3 variants of health insurance are available. You have 3 months from the start of your employment to choose either a health insurance solution in Switzerland, statutory health insurance in Austria (ÖGK) or private health insurance for cross-border commuters (cross-border commuter insurance).

Which of these options suits you best depends very much on your situation: current age, state of health, family situation and the desired level of benefits.

As a rule, private health insurance is the best option for cross-border commuters because, to put it in a nutshell, the level of benefits is by far the highest and the insurance premiums are usually much cheaper than with the other two options.

Ask us: we will be happy to work with you to find the best solution!

Highlights of private health insurance for cross-border commuters

100% reimbursement of costs as a special class patient for inpatient hospital stays

100% reimbursement of costs as a private patient with a doctor or specialist you trust

100% reimbursement of costs for dental treatment

from a monthly contribution of EUR 115.98

The contribution is NOT dependent on income

Treatments are available throughout Europe and even worldwide with travel insurance included

Invoices from within Austria (e.g. Austrian doctor) are paid directly

Invoices can be submitted easily using the app

Our partners

all Austrian providers

Information video on health insurance for cross-border commuters

Our service for you

Independent insurance and tariff comparison of all providers

Special conditions with various providers

Always a personal contact person, no call center

Competent and professional advice

Free and non-binding consultations

Direct help from experts in the event of damage

Health insurance – comparison for cross-border commuters

> Comparison of all tariffs and providers
> With guarantee nowhere cheaper than at B-Quadrat
> Independent and objective

Our references: Satisfied customers!

Competent advice – popular with cross-border commuters since 2003.

No need for lengthy research. Let us advise you free of charge and without obligation. We have a lot of experience from countless discussions with cross-border commuters. Benefit from it!

Why B-square?

  • High level of technical expertise through countless consultations since 2003
  • Always a personal contact person, no call center
  • Free advice & tariff comparisons
    (in person, by phone and online)
  • Independent of individual insurance companies
  • Non-binding written offers, incl. tariff comparisons
  • Special conditions with various providers
  • Practical tax tips for new cross-border commuters
  • Direct help from experts in the event of damage
  • Free of charge Net wage calculation
  • Help with your tax return
  • Help with choosing the right bank account
  • Help with registering with the tax office

Guide for cross-border commuters
from Austria to Switzerland / Liechtenstein