B-Quadrat credit broker
The loan brokers at B-Quadrat are experts in the field of real estate financing. Regardless of whether you want to buy a house or a condominium and are looking for the best loan and the right bank or whether you already have financing and want to optimize it: You’ve come to the right place with the independent financing professionals at B-Quadrat.
Real estate financing at top conditions for apartments, houses or renovations
We compare all regional banks and building societies including online banks
100 % independent loan comparison – without consulting costs for you
We negotiate the best loan for you
Speed counts when buying real estate: thanks to our service, our contacts and our many years of experience, you have the best chance of winning a bid
Independent experts advise you on your credit decision
Home loan calculator
With our online loan calculator, you can compare various loan models from different TOP banks quickly, free of charge and without obligation and easily calculate the loan installment and the loan interest rate with the desired term.
Dream home
If you want to buy an apartment or a house, you need optimal real estate financing. B-Quadrat offers you a comparison of offers from all Vorarlberg banks and building societies as well as online banks. Free of charge, without obligation and with professional advice. We look forward to working with you to make your dream home a reality.
Credit optimizer
The most important news: Yes, an existing loan can and may be optimized. Even yours! We will be happy to check your loan agreement without obligation and inform you about the savings potential.
Financing & debt restructuring: Act now!
Whether you are refinancing or rescheduling an existing loan. We help you to obtain the best conditions, reduce your time expenditure to an absolute minimum and speed up the process by professionally preparing your documents. Our consultations are comprehensive, professional, non-binding and, above all, free of charge! In addition, we monitor the entire process, check all financing documents and support you for the rest of your life.
Our partner banks for the best residential construction financing
Credit broker instead of bank marathon!
The credit brokers of B-Quadrat
- work for you and no one else
- are experts in residential construction financing
- search and find the best loan
- are not obliged to any credit institution and represent your interests exclusively
- save you tedious discussions with banks and the time-consuming comparison of countless offers
- select the market and find the right form of financing
- complement your ideas with experience
- develop customized credit concepts with a high degree of flexibility and risk protection
- takes care of the time-consuming preparation of all documents and forms for you
- also check your existing loan
- will of course also support you after the loan amount has been paid out
Successfully financing dream homes
Anna-Maria & Thomas
Anna-Maria and Thomas found the perfect home loan with the help of the B-Quadrat loan experts. The couple placed their trust in B-Quadrat when they bought their first home 3 years ago!
Interest: Current top conditions!
Variable: 3.375%
Fixed interest rate 10 years: 2.950%
Fixed interest rate 20 years: 3.350%
Fixed interest rate 25 years: 3.250%
(as at: 12.06.2025, all interest rates are nominal)
This is merely a reference value and not a binding offer in accordance with §12 of the Mortgage and Real Estate Loan Act (HIKrG). We would like to point out that the loan conditions shown are independent of creditworthiness and are subject to change. The final conditions and the resulting installment amount can only be determined after a creditworthiness and credit check has been carried out by the financial institution granting the loan. Note: A loan cannot be granted by a credit institution if the lender is unable to carry out a creditworthiness check because the consumer refuses to provide the information or proof required to check his creditworthiness.
What is debt restructuring?
With debt rescheduling, you replace one loan with one or more others. The current debt amount remains the same. The conditions at the current bank are renegotiated and improved or the loan is transferred to another bank.
The aim is to significantly reduce the interest rate, the monthly repayment installments and, of course, the total cost of financing through debt restructuring.
But this is only one side of the possible credit optimization. Debt rescheduling also allows you to change the loan model. For example, a variable-rate loan can be converted into a fixed-rate loan or the loan term can be changed.
In any case, debt restructuring is always an ideal opportunity to save money.
What documents are required for residential construction financing?
To ensure that the financing of a property runs smoothly right from the start, all the necessary documents for residential construction financing should be available. Good preparation and transparent communication are essential for successful financing. In addition, good preparation of all relevant documents helps to shorten the decision-making process for granting a loan and also increases the chances of obtaining good interest conditions.
Own funds for residential construction financing
Those who bring their own funds with them when buying a property enjoy many advantages, as equity is the advantageous basis for any home financing. It reduces the loan amount and therefore the monthly installments. In addition, with more equity you get more favorable interest rates and generally better financing conditions.
