Unemployment insurance for cross-border commuters
Cross-border commuters from Austria to Switzerland / Liechtenstein

Unemployment insurance (ALV) for cross-border commuters in Switzerland and Liechtenstein is a mandatory social insurance scheme.

All employees subject to AHV contributions and their employers must pay contributions to the ALV. Employers and employees each pay half of the contributions.

Unemployment insurance benefit for cross-border commuters

If cross-border commuters become unemployed, they are not entitled to unemployment benefit in the country of employment, i.e. Switzerland or Liechtenstein, but in their country of residence, i.e. Austria. Cross-border commuters therefore receive unemployment benefit in accordance with the legislation in their country of residence as if they had been employed there.

Apply for a U1 form from the national employment agency in the country where you worked to provide proof of your working hours abroad and submit the form in your country of residence.

The salary that the cross-border commuter received in the country of employment is used as the basis for assessment.

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TIP: If you live abroad and work in Switzerland / Liechtenstein with a cross-border commuter permit (G permit), you pay unemployment insurance contributions for cross-border commuters in Switzerland or Liechtenstein. In the event of short-time working, you will be compensated by Swiss or Liechtenstein unemployment insurance. If you are made redundant, you will receive unemployment benefit in your country of residence However, you can benefit from public employment services in Switzerland. To do so, register with the RAV in the region where you last worked.

What are the unemployment insurance contribution rates for cross-border commuters?

Up to a limit of CHF 148,200, the contribution rate to the ALV 2.2 % of the annual salary. The employer pays half of this. For salary components over 148 200 francs, the contribution rate to ALV is 1% of the annual salary (with no upper limit). The graduation of the contribution rate applies to each individual employment relationship.

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