{"id":9453,"date":"2021-09-17T12:18:59","date_gmt":"2021-09-17T10:18:59","guid":{"rendered":"https:\/\/www.b-quadrat.at\/cross-border-commuter\/care-allowance-for-cross-border-commuters\/"},"modified":"2025-06-04T09:57:41","modified_gmt":"2025-06-04T07:57:41","slug":"care-allowance-for-cross-border-commuters","status":"publish","type":"page","link":"https:\/\/www.b-quadrat.at\/en\/cross-border-commuter\/care-allowance-for-cross-border-commuters\/","title":{"rendered":"Care allowance for cross-border commuters"},"content":{"rendered":"[vc_row][vc_column][vc_column_text]\n

Care allowance for cross-border commuters
\n<\/span><\/strong>Cross-border commuters from Austria to Switzerland \/ Liechtenstein<\/em><\/span><\/h1>\n

 <\/p>\n

Talking about care or the need for care is no fun and nobody likes to think about it. Nevertheless, anyone can become a care case, very quickly and regardless of age. <\/span><\/p>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_single_image image=”8933″ img_size=”full” alignment=”center”][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space][vc_column_text]\n

Care allowance for cross-border commuters<\/span><\/strong><\/h2>\n[\/vc_column_text][vc_column_text]\n

Current situation<\/span><\/h2>\n

Cross-border commuters residing in Austria and working in Switzerland or Liechtenstein are usually subject to foreign health insurance legislation. <\/span><\/p>\n

In concrete terms, this means that the country of employment in this case, Switzerland\/Liechtenstein, is responsible under social security law, regardless of which form of health insurance a cross-border commuter chooses. The country of employment therefore remains responsible even if you have opted for private or statutory health insurance in Austria. <\/span><\/p>\n

It was agreed that in the event of long-term care, the state responsible for long-term care benefits is the same state that is responsible for health insurance. For cross-border commuters from Austria, Switzerland or Liechtenstein is therefore responsible. <\/span><\/p>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space][vc_column_text]\n

What care benefits can I expect as a cross-border commuter?<\/span><\/h2>\n

In Switzerland or Liechtenstein, you are only entitled to care allowance if you also live in this country. Cross-border commuters who live in Austria and only work in Switzerland or Liechtenstein are therefore not entitled to care allowance. Cross-border commuters can only expect benefits in kind from the country of employment. <\/span><\/p>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space][vc_column_text]\n

When is Austria responsible or responsible again?<\/span><\/h2>\n

<\/h3>\n

Giving up work as a cross-border commuter<\/span><\/h3>\n

After giving up work abroad, Austria is only responsible for care benefits (care allowance) from the point at which the Austrian health insurance is responsible.<\/span><\/p>\n

Example:<\/strong> A cross-border commuter residing in Vorarlberg terminates his employment in Switzerland and then begins employment in Vorarlberg. From the start of the new employment relationship in Vorarlberg, the responsibility for health insurance and therefore also for care benefits (care allowance) lies with Austria. <\/span><\/p>\n

 <\/p>\n

Receipt of an Austrian basic benefit<\/span><\/h3>\n

Persons in need of care who reside in Austria and receive an Austrian basic benefit (e.g. pension, retirement pension, annuity, rehabilitation allowance) are entitled to Austrian care allowance.<\/span><\/p>\n

Persons who have already paid into the Austrian system before starting work as a cross-border commuter are entitled to an Austrian basic benefit, e.g. all persons who have already worked in Austria. However, it is also important to know that it usually takes a long time (approx. 2 years) for such an Austrian basic benefit to be recognized. <\/span><\/p>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space][vc_column_text]\n

What about people who have never paid into the Austrian system?<\/span><\/h2>\n

Cross-border commuters living in Austria who have never paid into the Austrian system, for example because they come from Germany and became cross-border commuters when they moved to Austria, are definitely not entitled to Austrian care allowance.<\/span><\/p>\n[\/vc_column_text][vc_empty_space][\/vc_column][\/vc_row][vc_row bg_type=”bg_color” bg_color_value=”#000f8a”][vc_column width=”2\/3″][vc_column_text]\n

Long-term care insurance for cross-border commuters<\/span><\/strong><\/span><\/h2>\n

> Only claim for benefits in kind from Switzerland \/ Liechtenstein<\/span>
\n> No entitlement to statutory care allowance<\/span>
\n > Regardless of your choice of health insurance
\n> Supplementary insurance is necessary
\n<\/span>> B-Quadrat helps you choose the right insurance<\/span><\/span>[\/vc_column_text][\/vc_column][vc_column width=”1\/3″][vc_empty_space height=”90px”][vc_btn title=”Arrange a consultation now” color=”danger” link=”url:https%3A%2F%2Fbook.timify.com%2Fservices%3FaccountId%3D5dd58034ea99b411773abb33%26hideCloseButton%3Dtrue|title:Arrange%20a%20consultation%20now|target:_blank|”][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space][vc_column_text]\n

Our recommendation: Individual advice<\/span><\/h2>\n

Whether or not you are entitled to statutory care allowance from Austria as a cross-border commuter living in Austria and working in Switzerland or Liechtenstein is a very individual issue which we will be happy to discuss with you personally.<\/span><\/p>\n

B-Quadrat is an independent insurance broker that has been dealing intensively with the topic of cross-border commuters since 2003. Our expertise in the area of cross-border commuters is your advantage, naturally also in the area of long-term care. <\/span><\/span><\/p>\n

Arrange your desired appointment with one of our cross-border commuter experts today. We will be happy to discuss your situation with you in person, online or on the phone. We will then work out the optimum solution for you. You benefit from our independence and our access to all Austrian insurance providers. <\/span><\/p>\n

Save yourself the hassle of making comparisons and benefit from our experience in the area of cross-border commuters and care.<\/span><\/p>\n[\/vc_column_text][vc_empty_space][\/vc_column][\/vc_row][vc_row][vc_column width=”1\/2″][vc_column_text]\n

WELCOME VIDEO
\nFOR NEW CROSS-BORDERS<\/span><\/h2>\n
<\/div>\n

Learn all about our services for cross-border commuters in just under 2 minutes.
\n<\/span><\/p>\n[\/vc_column_text][\/vc_column][vc_column width=”1\/2″][vc_video link=”https:\/\/www.youtube.com\/watch?v=5iQ6ty6iyZk”][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space][vc_column_text]\n

Which long-term care insurance is best for cross-border commuters?<\/span><\/h2>\n

This question is not so easy to answer, as many individual factors, such as age, state of health and the desired level of cover, have an influence on this. We will discuss your situation and your needs with you over the phone, in person or online. Our cross-border commuter experts will then be able to search for and find the optimum product for you. <\/span><\/p>\n

Tip: <\/span><\/strong>Don’t make a hasty decision to take out long-term care insurance! This is not always the best solution for a cross-border commuter in the area of long-term care. There are other products that also offer cover in the area of long-term care and may offer you better insurance cover and a more favorable premium. We would be happy to advise you free of charge and without obligation! <\/span><\/p>\n[\/vc_column_text][vc_empty_space][\/vc_column][\/vc_row][vc_row bg_type=”bg_color” bg_color_value=”#000f8a”][vc_column width=”2\/3″][vc_column_text]\n

Best cross-border commuter advice incl. net salary calculation <\/span><\/strong><\/span><\/h2>\n

> Free and non-binding advice since 2003<\/span>
\n> Net wage calculation & practical tax tips<\/span>
\n> Best and cheapest health insurance for cross-border commuters
\n> Help with choosing the right bank account
\n<\/span>> Help with registering with the tax office and much more<\/span><\/span>[\/vc_column_text][\/vc_column][vc_column width=”1\/3″][vc_empty_space height=”90px”][vc_btn title=”Arrange a consultation now” color=”danger” link=”url:https%3A%2F%2Fbook.timify.com%2Fservices%3FaccountId%3D5dd58034ea99b411773abb33%26hideCloseButton%3Dtrue|title:Arrange%20a%20consultation%20now|target:_blank|”][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space][vc_column_text]\n

Care: The underestimated risk of needing care<\/span><\/h2>\n

No other risk is underestimated or suppressed as much as the risk of needing long-term care. It is already estimated that over 50 percent of people will need long-term care at some point in their lives. Looking at demographic trends, these figures are probably still very optimistic. <\/span><\/p>\n

In 2015, over 5 percent of the Austrian population were in need of care. This proportion means that every 4th family has to care for someone in their immediate vicinity. This care constantly incurs high costs, which leads to a lot of resentment, disputes and very often financial problems, especially in the case of long-term care needs. <\/span><\/p>\n

Long-term care insurance is about having enough money to pay for care and support if you need it. Yes, we know the thought of you needing care at some point is probably a long way off, because now you are probably healthy, active and living life to the full. But that can change. Sometimes very quickly, sometimes very slowly, rarely never. <\/span><\/p>\n[\/vc_column_text][vc_empty_space][\/vc_column][\/vc_row][vc_row bg_type=”bg_color” bg_color_value=”#000f8a”][vc_column width=”2\/3″][vc_column_text]\n

Any questions?<\/span><\/strong><\/span><\/h2>\n

> Our experts will advise you free of charge and without obligation<\/span>
\n> We can help you with all cross-border commuter issues<\/span>
\n> We are there for you: on the phone, online or in person<\/span>
\n<\/span>[\/vc_column_text][\/vc_column][vc_column width=”1\/3″][vc_empty_space height=”70px”][vc_btn title=”Contact us now” color=”danger” link=”url:https%3A%2F%2Fwww.b-quadrat.at%2Fen%2Fcontact-us%2F|title:Contact%20us%20now|target:_blank|”][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space height=”55px”][vc_widget_sidebar sidebar_id=”sidebar-19″][\/vc_column][\/vc_row][vc_row][vc_column][\/vc_column][\/vc_row]\n","protected":false},"excerpt":{"rendered":"

[vc_row][vc_column][vc_column_text] Care allowance for cross-border commuters Cross-border commuters from Austria to Switzerland \/ Liechtenstein   Talking about care or the need for care is no fun and nobody likes to think about it. Nevertheless, anyone can become a care case, very quickly and regardless of age. [\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_single_image<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":9255,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-FullWidth.php","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":"","_links_to":"","_links_to_target":""},"class_list":["post-9453","page","type-page","status-publish","hentry"],"yoast_head":"\nCare allowance for cross-border commuters | Austria - CH \/ FL<\/title>\n<meta name=\"description\" content=\"Are cross-border commuters who live in Austria and work in Switzerland \/ Liechtenstein entitled to statutory care allowance?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.b-quadrat.at\/en\/cross-border-commuter\/care-allowance-for-cross-border-commuters\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Care allowance for cross-border commuters\" \/>\n<meta property=\"og:description\" content=\"Are cross-border commuters who live in Austria and work in Switzerland \/ Liechtenstein entitled to statutory care allowance?\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.b-quadrat.at\/en\/cross-border-commuter\/care-allowance-for-cross-border-commuters\/\" \/>\n<meta property=\"og:site_name\" content=\"B-Quadrat | Versicherungsmakler. Grenzg\u00e4ngerexperte. Kreditmakler.\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/BQuadratFinanzberatung\/\" \/>\n<meta property=\"article:modified_time\" content=\"2025-06-04T07:57:41+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@BQuadrat_at\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.b-quadrat.at\\\/en\\\/cross-border-commuter\\\/care-allowance-for-cross-border-commuters\\\/\",\"url\":\"https:\\\/\\\/www.b-quadrat.at\\\/en\\\/cross-border-commuter\\\/care-allowance-for-cross-border-commuters\\\/\",\"name\":\"Care allowance for cross-border commuters | Austria - CH \\\/ FL\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.b-quadrat.at\\\/en\\\/#website\"},\"datePublished\":\"2021-09-17T10:18:59+00:00\",\"dateModified\":\"2025-06-04T07:57:41+00:00\",\"description\":\"Are cross-border commuters who live in Austria and work in Switzerland \\\/ Liechtenstein entitled to statutory care allowance?\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.b-quadrat.at\\\/en\\\/cross-border-commuter\\\/care-allowance-for-cross-border-commuters\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.b-quadrat.at\\\/en\\\/cross-border-commuter\\\/care-allowance-for-cross-border-commuters\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.b-quadrat.at\\\/en\\\/cross-border-commuter\\\/care-allowance-for-cross-border-commuters\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Startseite\",\"item\":\"https:\\\/\\\/www.b-quadrat.at\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Cross-border commuter\",\"item\":\"https:\\\/\\\/www.b-quadrat.at\\\/en\\\/cross-border-commuter\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Care allowance for cross-border commuters\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.b-quadrat.at\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/www.b-quadrat.at\\\/en\\\/\",\"name\":\"B-Quadrat | Versicherungsmakler. Grenzg\u00e4ngerexperte. Kreditmakler.\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.b-quadrat.at\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.b-quadrat.at\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.b-quadrat.at\\\/en\\\/#organization\",\"name\":\"B-Quadrat Finanzberatungs GmbH\",\"alternateName\":\"B-Quadrat\",\"url\":\"https:\\\/\\\/www.b-quadrat.at\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.b-quadrat.at\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.b-quadrat.at\\\/wp-content\\\/uploads\\\/2025\\\/03\\\/icon-for-web.gif\",\"contentUrl\":\"https:\\\/\\\/www.b-quadrat.at\\\/wp-content\\\/uploads\\\/2025\\\/03\\\/icon-for-web.gif\",\"width\":335,\"height\":290,\"caption\":\"B-Quadrat Finanzberatungs GmbH\"},\"image\":{\"@id\":\"https:\\\/\\\/www.b-quadrat.at\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/BQuadratFinanzberatung\\\/\",\"https:\\\/\\\/x.com\\\/BQuadrat_at\",\"https:\\\/\\\/www.instagram.com\\\/b.quadrat\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/b-quadrat-finanzberatungs-gmbh\\\/\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UCyfvyeJjEdcdrdWnKasc2Cg?view_as=subscriber\"],\"description\":\"Wir sind der UNABH\u00c4NGIGE Experte f\u00fcr alle Privatkunden, insbesondere f\u00fcr alle Grenzg\u00e4nger sowie f\u00fcr alle Klein- und Mittelbetriebe in Vorarlberg. Im Vergleich zu Einzelfirmenvertretern und Bankberatern, die lediglich ihre hauseigenen Produkte verkaufen d\u00fcrfen, haben wir durch unsere Unabh\u00e4ngigkeit Zugriff auf mehr als 80 Versicherungs- und Finanzanbieter. Wir verstehen uns als Partner in immer komplexer werdenden M\u00e4rkten und geben Ihnen Orientierung im Angebotsdschungel der Versicherungen, Banken und Bausparkassen. Speziell f\u00fcr Grenzg\u00e4nger: Seit 2003 erhalten Grenzg\u00e4nger von uns eine kostenlose Auskunft und Beratung zu s\u00e4mtlichen Themen die Grenzg\u00e4nger besch\u00e4ftigen, wie z.B. die Krankenversicherung f\u00fcr Grenzg\u00e4nger, die Auswahl des passenden Bankkontos, dann helfen wir mit einer Nettolohnberechnung, der Anmeldung beim \u00f6sterreichischen Finanzamt, praktischen Steuertipps und vielen Dingen mehr. Wir arbeiten mit allen \u00f6sterreichischen Anbieter zusammen und sind in Vorarlberg der f\u00fchrende unabh\u00e4ngige Versicherungsmakler und Berater f\u00fcr Grenzg\u00e4nger. F\u00fcr unsere Dienstleistung (unabh\u00e4ngige Grenzg\u00e4ngerberatung \\\/ unabh\u00e4ngige Grenzg\u00e4ngerauskunft) entstehen Ihnen keinerlei Kosten, da wir aufgrund der Unterst\u00fctzung unserer Partner in der Lage sind eine kostenlose Beratung anzubieten. Sie finden uns in Dornbirn, dem Herzen von Vorarlberg, welches von \u00fcberall aus Vorarlberg, aber auch aus der Schweiz, dem Liechtenstein und aus Deutschland sehr gut zu erreichen ist. Vereinbaren Sie einen Termin, schreiben Sie uns eine E-Mail oder rufen Sie uns an und profitieren Sie von unserer Kompetenz in Versicherungs- und Grenzg\u00e4ngerangelegenheiten. Wir freuen uns auf Sie und Ihre Fragen! Unabh\u00e4ngig, kompetent und engagiert! Herzlichst Ihr Martin H\u00e4usler\",\"email\":\"office@b-quadrat.at\",\"telephone\":\"+43 5572 398770\",\"legalName\":\"B-Quadrat Finanzberatungs GmbH\",\"foundingDate\":\"2003-01-01\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"1\",\"maxValue\":\"10\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Care allowance for cross-border commuters | Austria - CH \/ FL","description":"Are cross-border commuters who live in Austria and work in Switzerland \/ Liechtenstein entitled to statutory care allowance?","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.b-quadrat.at\/en\/cross-border-commuter\/care-allowance-for-cross-border-commuters\/","og_locale":"en_US","og_type":"article","og_title":"Care allowance for cross-border commuters","og_description":"Are cross-border commuters who live in Austria and work in Switzerland \/ Liechtenstein entitled to statutory care allowance?","og_url":"https:\/\/www.b-quadrat.at\/en\/cross-border-commuter\/care-allowance-for-cross-border-commuters\/","og_site_name":"B-Quadrat | Versicherungsmakler. Grenzg\u00e4ngerexperte. Kreditmakler.","article_publisher":"https:\/\/www.facebook.com\/BQuadratFinanzberatung\/","article_modified_time":"2025-06-04T07:57:41+00:00","twitter_card":"summary_large_image","twitter_site":"@BQuadrat_at","twitter_misc":{"Est. reading time":"7 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.b-quadrat.at\/en\/cross-border-commuter\/care-allowance-for-cross-border-commuters\/","url":"https:\/\/www.b-quadrat.at\/en\/cross-border-commuter\/care-allowance-for-cross-border-commuters\/","name":"Care allowance for cross-border commuters | Austria - CH \/ FL","isPartOf":{"@id":"https:\/\/www.b-quadrat.at\/en\/#website"},"datePublished":"2021-09-17T10:18:59+00:00","dateModified":"2025-06-04T07:57:41+00:00","description":"Are cross-border commuters who live in Austria and work in Switzerland \/ Liechtenstein entitled to statutory care allowance?","breadcrumb":{"@id":"https:\/\/www.b-quadrat.at\/en\/cross-border-commuter\/care-allowance-for-cross-border-commuters\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.b-quadrat.at\/en\/cross-border-commuter\/care-allowance-for-cross-border-commuters\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.b-quadrat.at\/en\/cross-border-commuter\/care-allowance-for-cross-border-commuters\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Startseite","item":"https:\/\/www.b-quadrat.at\/en\/"},{"@type":"ListItem","position":2,"name":"Cross-border commuter","item":"https:\/\/www.b-quadrat.at\/en\/cross-border-commuter\/"},{"@type":"ListItem","position":3,"name":"Care allowance for cross-border commuters"}]},{"@type":"WebSite","@id":"https:\/\/www.b-quadrat.at\/en\/#website","url":"https:\/\/www.b-quadrat.at\/en\/","name":"B-Quadrat | Versicherungsmakler. Grenzg\u00e4ngerexperte. Kreditmakler.","description":"","publisher":{"@id":"https:\/\/www.b-quadrat.at\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.b-quadrat.at\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.b-quadrat.at\/en\/#organization","name":"B-Quadrat Finanzberatungs GmbH","alternateName":"B-Quadrat","url":"https:\/\/www.b-quadrat.at\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.b-quadrat.at\/en\/#\/schema\/logo\/image\/","url":"https:\/\/www.b-quadrat.at\/wp-content\/uploads\/2025\/03\/icon-for-web.gif","contentUrl":"https:\/\/www.b-quadrat.at\/wp-content\/uploads\/2025\/03\/icon-for-web.gif","width":335,"height":290,"caption":"B-Quadrat Finanzberatungs GmbH"},"image":{"@id":"https:\/\/www.b-quadrat.at\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/BQuadratFinanzberatung\/","https:\/\/x.com\/BQuadrat_at","https:\/\/www.instagram.com\/b.quadrat\/","https:\/\/www.linkedin.com\/company\/b-quadrat-finanzberatungs-gmbh\/","https:\/\/www.youtube.com\/channel\/UCyfvyeJjEdcdrdWnKasc2Cg?view_as=subscriber"],"description":"Wir sind der UNABH\u00c4NGIGE Experte f\u00fcr alle Privatkunden, insbesondere f\u00fcr alle Grenzg\u00e4nger sowie f\u00fcr alle Klein- und Mittelbetriebe in Vorarlberg. Im Vergleich zu Einzelfirmenvertretern und Bankberatern, die lediglich ihre hauseigenen Produkte verkaufen d\u00fcrfen, haben wir durch unsere Unabh\u00e4ngigkeit Zugriff auf mehr als 80 Versicherungs- und Finanzanbieter. Wir verstehen uns als Partner in immer komplexer werdenden M\u00e4rkten und geben Ihnen Orientierung im Angebotsdschungel der Versicherungen, Banken und Bausparkassen. Speziell f\u00fcr Grenzg\u00e4nger: Seit 2003 erhalten Grenzg\u00e4nger von uns eine kostenlose Auskunft und Beratung zu s\u00e4mtlichen Themen die Grenzg\u00e4nger besch\u00e4ftigen, wie z.B. die Krankenversicherung f\u00fcr Grenzg\u00e4nger, die Auswahl des passenden Bankkontos, dann helfen wir mit einer Nettolohnberechnung, der Anmeldung beim \u00f6sterreichischen Finanzamt, praktischen Steuertipps und vielen Dingen mehr. Wir arbeiten mit allen \u00f6sterreichischen Anbieter zusammen und sind in Vorarlberg der f\u00fchrende unabh\u00e4ngige Versicherungsmakler und Berater f\u00fcr Grenzg\u00e4nger. F\u00fcr unsere Dienstleistung (unabh\u00e4ngige Grenzg\u00e4ngerberatung \/ unabh\u00e4ngige Grenzg\u00e4ngerauskunft) entstehen Ihnen keinerlei Kosten, da wir aufgrund der Unterst\u00fctzung unserer Partner in der Lage sind eine kostenlose Beratung anzubieten. Sie finden uns in Dornbirn, dem Herzen von Vorarlberg, welches von \u00fcberall aus Vorarlberg, aber auch aus der Schweiz, dem Liechtenstein und aus Deutschland sehr gut zu erreichen ist. Vereinbaren Sie einen Termin, schreiben Sie uns eine E-Mail oder rufen Sie uns an und profitieren Sie von unserer Kompetenz in Versicherungs- und Grenzg\u00e4ngerangelegenheiten. Wir freuen uns auf Sie und Ihre Fragen! Unabh\u00e4ngig, kompetent und engagiert! Herzlichst Ihr Martin H\u00e4usler","email":"office@b-quadrat.at","telephone":"+43 5572 398770","legalName":"B-Quadrat Finanzberatungs GmbH","foundingDate":"2003-01-01","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"1","maxValue":"10"}}]}},"_links":{"self":[{"href":"https:\/\/www.b-quadrat.at\/en\/wp-json\/wp\/v2\/pages\/9453","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.b-quadrat.at\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.b-quadrat.at\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.b-quadrat.at\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.b-quadrat.at\/en\/wp-json\/wp\/v2\/comments?post=9453"}],"version-history":[{"count":6,"href":"https:\/\/www.b-quadrat.at\/en\/wp-json\/wp\/v2\/pages\/9453\/revisions"}],"predecessor-version":[{"id":9490,"href":"https:\/\/www.b-quadrat.at\/en\/wp-json\/wp\/v2\/pages\/9453\/revisions\/9490"}],"up":[{"embeddable":true,"href":"https:\/\/www.b-quadrat.at\/en\/wp-json\/wp\/v2\/pages\/9255"}],"wp:attachment":[{"href":"https:\/\/www.b-quadrat.at\/en\/wp-json\/wp\/v2\/media?parent=9453"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}