{"id":9255,"date":"2019-03-26T10:27:07","date_gmt":"2019-03-26T08:27:07","guid":{"rendered":"https:\/\/www.b-quadrat.at\/cross-border-commuter\/"},"modified":"2025-05-28T19:39:25","modified_gmt":"2025-05-28T17:39:25","slug":"cross-border-commuter","status":"publish","type":"page","link":"https:\/\/www.b-quadrat.at\/en\/cross-border-commuter\/","title":{"rendered":"Cross-border commuter"},"content":{"rendered":"[vc_row][vc_column]
<\/div>
\n

Professional advice for cross-border commuters since 2003<\/span><\/strong>
\nCross-border commuters from Austria to Switzerland \/ Liechtenstein<\/span><\/em><\/h1>\n<\/div><\/div>[vc_empty_space][vc_single_image image=”9145″ img_size=”full” alignment=”center”][vc_column_text]\n

Are you already a cross-border commuter or would you like to become one? Would you like to find out more, in particular about your health insurance – cross-border commuter insurance, the new tax situation, your net salary in Austria, the best bank account as a cross-border commuter, how to optimize currency exchange and much more? Then B-Quadrat is the right place for you. <\/span><\/p>\n

We are an independent insurance broker specializing in cross-border commuters.<\/strong> We know exactly what questions you have. We will be happy to support you in applying for the right health insurance for you, help you with the formalities and have valuable tips for you as a cross-border commuter. <\/span><\/p>\n

We accompany and support you and your family throughout the entire process. Of course, we are also on hand afterwards with help and advice. <\/span><\/strong><\/p>\n

Save yourself tedious and lengthy research and put your trust in us! We have been advising and supporting cross-border commuters for over 20 years. <\/span><\/p>\n

Yours sincerely<\/span><\/p>\n[\/vc_column_text][vc_single_image image=”8653″ img_size=”medium”][\/vc_column][\/vc_row][vc_row][vc_column][vc_row_inner][vc_column_inner][vc_empty_space][\/vc_column_inner][\/vc_row_inner]

<\/div>

Our service for you<\/h2><\/div><\/div>[vc_separator][vc_row_inner][vc_column_inner width=”1\/2″][vc_message icon_fontawesome=”fa fa-check-circle”]Competent and professional cross-border commuter advice since 2003<\/span>[\/vc_message][vc_message icon_fontawesome=”fa fa-check-circle”]Free and non-binding consultations<\/span>[\/vc_message][vc_message icon_fontawesome=”fa fa-check-circle”]Always a personal contact person, no call center<\/span>[\/vc_message][vc_message icon_fontawesome=”fa fa-check-circle”]Direct help from experts in the event of damage<\/span>[\/vc_message][vc_message icon_fontawesome=”fa fa-check-circle”]Free initial consultation with a tax consultant and\/or lawyer from our network<\/span>[\/vc_message][vc_message icon_fontawesome=”fa fa-check-circle”]Special conditions with various health insurers<\/span>[\/vc_message][\/vc_column_inner][vc_column_inner width=”1\/2″][vc_message icon_fontawesome=”fa fa-check-circle”]Independent insurance and tariff comparison of all providers<\/span>[\/vc_message][vc_message icon_fontawesome=”fa fa-check-circle”]Practical tax tips for new cross-border commuters<\/span>[\/vc_message][vc_message icon_fontawesome=”fa fa-check-circle”]Free net wage calculation<\/span>[\/vc_message][vc_message icon_fontawesome=”fa fa-check-circle”]Help with registering with the tax office<\/span>[\/vc_message][vc_message icon_fontawesome=”fa fa-check-circle”]Help with adapting your existing insurance policies to your new job as a cross-border commuter<\/span>[\/vc_message][vc_message icon_fontawesome=”fa fa-check-circle”]Help with your tax return and bank account<\/span>[\/vc_message][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner][vc_empty_space height=”64px”][\/vc_column_inner][\/vc_row_inner][vc_column_text]
<\/div>[\/vc_column_text][vc_empty_space height=”64px”][\/vc_column][\/vc_row][vc_row][vc_column width=”1\/2″][vc_column_text]\n

THE VIDEO<\/span><\/strong><\/h2>\n

Learn all about our services for new cross-border commuters in just under 2 minutes.<\/span>[\/vc_column_text][\/vc_column][vc_column width=”1\/2″][vc_video link=”https:\/\/www.youtube.com\/watch?v=5iQ6ty6iyZk”][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space][\/vc_column][\/vc_row][vc_row bg_type=”bg_color” bg_color_value=”#000f8a”][vc_column width=”2\/3″][vc_column_text]\n

Professional advice for cross-border commuters incl. net salary calculation <\/span><\/strong><\/span><\/h2>\n

> Free and non-binding advice since 2003<\/span>
\n> Net wage calculation & practical tax tips<\/span>
\n > Best and cheapest health insurance for cross-border commuters
\n> Tips on choosing the best bank account and currency exchange
\n<\/span>> Help with registering with the tax office and much more<\/span><\/span>[\/vc_column_text][\/vc_column][vc_column width=”1\/3″][vc_empty_space height=”90px”][vc_btn title=”Arrange a consultation now” color=”danger” link=”url:https%3A%2F%2Fbook.timify.com%2Fservices%3FaccountId%3D5dd58034ea99b411773abb33%26hideCloseButton%3Dtrue|title:Arrange%20a%20consultation%20now|target:_blank|”][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space height=”55px”]

<\/div>
\n

Health insurance for cross-border commuters<\/span><\/strong>
\nfrom Austria to Switzerland \/ Liechtenstein<\/span><\/em><\/h1>\n<\/div><\/div>[vc_empty_space][vc_single_image image=”8866″ img_size=”full” alignment=”center”][vc_column_text]\n

As a cross-border commuter from Austria to Switzerland or Liechtenstein, there are 3 variants of health insurance<\/strong><\/a> are available. You have 3 months from the start of your employment to choose either a health insurance solution in Switzerland, statutory health insurance in Austria (\u00d6GK) or private health insurance for cross-border commuters (cross-border commuter insurance). <\/span><\/p>\n

Which of these options suits you best depends very much on your situation: current age, state of health, family situation and the desired level of benefits.<\/span><\/p>\n

As a rule, private health insurance is the best option for cross-border commuters because, to put it in a nutshell, the level of benefits is by far the highest and the insurance premiums are usually much cheaper than with the other two options.<\/span><\/p>\n

Ask us: we will be happy to work with you to find the best solution!<\/span><\/p>\n[\/vc_column_text][vc_empty_space]

<\/div>

Highlights of private health insurance for cross-border commuters<\/h3><\/div><\/div>[vc_separator][vc_empty_space][\/vc_column][\/vc_row][vc_row][vc_column width=”1\/2″]
\n
\n\t<\/i>\n<\/div><\/div><\/div><\/div>

100% reimbursement of costs as a special class patient for inpatient hospital stays<\/h3><\/div> <\/div> <\/div>
\n
\n\t<\/i>\n<\/div><\/div><\/div><\/div>

100% reimbursement of costs as a private patient with a doctor or specialist you trust<\/h3><\/div> <\/div> <\/div>
\n
\n\t<\/i>\n<\/div><\/div><\/div><\/div>

100% reimbursement of costs for dental treatment<\/h3><\/div> <\/div> <\/div>
\n
\n\t<\/i>\n<\/div><\/div><\/div><\/div>

from a monthly contribution of EUR 121.36<\/h3><\/div> <\/div> <\/div> [\/vc_column][vc_column width=”1\/2″]
\n
\n\t<\/i>\n<\/div><\/div><\/div><\/div>

The contribution is NOT dependent on income<\/h3><\/div> <\/div> <\/div>
\n
\n\t<\/i>\n<\/div><\/div><\/div><\/div>

Treatments are available throughout Europe and even worldwide with travel insurance included<\/h3><\/div> <\/div> <\/div>
\n
\n\t<\/i>\n<\/div><\/div><\/div><\/div>

Invoices from within Austria (e.g. Austrian doctor) are paid directly<\/h3><\/div> <\/div> <\/div>
\n
\n\t<\/i>\n<\/div><\/div><\/div><\/div>

Invoices can be submitted easily using the app<\/h3><\/div> <\/div> <\/div> [\/vc_column][\/vc_row][vc_row][vc_column][vc_btn title=”Request a non-binding offer now!” color=”danger” align=”center” button_block=”true” link=”url:https%3A%2F%2Fgrenzgaengerversicherung.at%2Fangebot-grenzgaengerversicherung-anfordern|target:%20_blank|”][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space]
<\/div>

Our partners<\/h2><\/div>
\n

all Austrian providers<\/span><\/h4>\n<\/div><\/div>[vc_separator]