{"id":9255,"date":"2019-03-26T10:27:07","date_gmt":"2019-03-26T08:27:07","guid":{"rendered":"https:\/\/www.b-quadrat.at\/cross-border-commuter\/"},"modified":"2025-05-28T19:39:25","modified_gmt":"2025-05-28T17:39:25","slug":"cross-border-commuter","status":"publish","type":"page","link":"https:\/\/www.b-quadrat.at\/en\/cross-border-commuter\/","title":{"rendered":"Cross-border commuter"},"content":{"rendered":"[vc_row][vc_column]<div id=\"ultimate-heading-89356aa6477444fd8\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-89356aa6477444fd8 uvc-4778 \" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-89356aa6477444fd8 .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"font-weight:normal;\">\n<h1><strong><span style=\"font-family: verdana, geneva, sans-serif;\">Professional advice for cross-border commuters since 2003<\/span><\/strong><br \/>\n<em><span style=\"font-family: verdana, geneva, sans-serif;\">Cross-border commuters from Austria to Switzerland \/ Liechtenstein<\/span><\/em><\/h1>\n<\/div><\/div>[vc_empty_space][vc_single_image image=&#8221;9145&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221;][vc_column_text]\n<p style=\"text-align: justify;\"><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">Are you already a cross-border commuter or would you like to become one? Would you like to find out more, in particular about your health insurance &#8211; cross-border commuter insurance, the new tax situation, your net salary in Austria, the best bank account as a cross-border commuter, how to optimize currency exchange and much more? Then B-Quadrat is the right place for you. <\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\"><strong>We are an independent insurance broker specializing in cross-border commuters.<\/strong> We know exactly what questions you have. We will be happy to support you in applying for the right health insurance for you, help you with the formalities and have valuable tips for you as a cross-border commuter. <\/span><\/p>\n<p style=\"text-align: justify;\"><strong><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">We accompany and support you and your family throughout the entire process. Of course, we are also on hand afterwards with help and advice. <\/span><\/strong><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">Save yourself tedious and lengthy research and put your trust in us! We have been advising and supporting cross-border commuters for over 20 years. <\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">Yours sincerely<\/span><\/p>\n[\/vc_column_text][vc_single_image image=&#8221;8653&#8243; img_size=&#8221;medium&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_row_inner][vc_column_inner][vc_empty_space][\/vc_column_inner][\/vc_row_inner]<div id=\"ultimate-heading-4706aa6477445050\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-4706aa6477445050 uvc-9662 \" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-4706aa6477445050 h2'  data-responsive-json-new='{\"font-size\":\"desktop:24px;\",\"line-height\":\"\"}' ><h2 style=\"font-weight:normal;\">Our service for you<\/h2><\/div><\/div>[vc_separator][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_message icon_fontawesome=&#8221;fa fa-check-circle&#8221;]<span style=\"font-family: Verdana, Geneva;\">Competent and professional cross-border commuter advice since 2003<\/span>[\/vc_message][vc_message icon_fontawesome=&#8221;fa fa-check-circle&#8221;]<span style=\"font-family: Verdana, Geneva;\">Free and non-binding consultations<\/span>[\/vc_message][vc_message icon_fontawesome=&#8221;fa fa-check-circle&#8221;]<span style=\"font-family: Verdana, Geneva;\">Always a personal contact person, no call center<\/span>[\/vc_message][vc_message icon_fontawesome=&#8221;fa fa-check-circle&#8221;]<span style=\"font-family: Verdana, Geneva;\">Direct help from experts in the event of damage<\/span>[\/vc_message][vc_message icon_fontawesome=&#8221;fa fa-check-circle&#8221;]<span style=\"font-family: Verdana, Geneva;\">Free initial consultation with a tax consultant and\/or lawyer from our network<\/span>[\/vc_message][vc_message icon_fontawesome=&#8221;fa fa-check-circle&#8221;]<span style=\"font-family: Verdana, Geneva;\">Special conditions with various health insurers<\/span>[\/vc_message][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_message icon_fontawesome=&#8221;fa fa-check-circle&#8221;]<span style=\"font-family: Verdana, Geneva;\">Independent insurance and tariff comparison of all providers<\/span>[\/vc_message][vc_message icon_fontawesome=&#8221;fa fa-check-circle&#8221;]<span style=\"font-family: Verdana, Geneva;\">Practical tax tips for new cross-border commuters<\/span>[\/vc_message][vc_message icon_fontawesome=&#8221;fa fa-check-circle&#8221;]<span style=\"font-family: Verdana, Geneva;\">Free net wage calculation<\/span>[\/vc_message][vc_message icon_fontawesome=&#8221;fa fa-check-circle&#8221;]<span style=\"font-family: Verdana, Geneva;\">Help with registering with the tax office<\/span>[\/vc_message][vc_message icon_fontawesome=&#8221;fa fa-check-circle&#8221;]<span style=\"font-family: Verdana, Geneva;\">Help with adapting your existing insurance policies to your new job as a cross-border commuter<\/span>[\/vc_message][vc_message icon_fontawesome=&#8221;fa fa-check-circle&#8221;]<span style=\"font-family: Verdana, Geneva;\">Help with your tax return and bank account<\/span>[\/vc_message][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner][vc_empty_space height=&#8221;64px&#8221;][\/vc_column_inner][\/vc_row_inner][vc_column_text]<link data-noptimize=\"1\" data-no-optimize=\"1\" data-no-minify=\"1\" data-no-defer=\"1\" rel=\"stylesheet\" href=\"https:\/\/cdn.trustindex.io\/assets\/widget-presetted-css\/v2\/34-light-background.css\" media=\"all\"><pre class=\"ti-widget\"><div style=\"opacity: 0; height: 0 !important; overflow: hidden !important\" class=\" ti-widget \" data-layout-id=\"34\" data-layout-category=\"slider\" data-set-id=\"light-background\" data-pid=\"c452caf367fa979c964655028d6\" data-language=\"en\" data-close-locale=\"Close\" data-rich-snippet=\"c4e237233595g22d\" data-review-target-width=\"300\" data-css-version=\"2\" data-footer-link-domain=\"trustindex.io\" data-review-text-mode=\"readmore\" data-reply-by-locale=\"Owner's reply\" data-only-rating-locale=\"This user only left a rating.\" data-pager-autoplay-timeout=\"6\" > <div class=\"ti-widget-container ti-col-3\"> <div class=\"ti-header ti-header-grid source-all\"> <div class=\"ti-fade-container\"> <div class=\"ti-rating-text\"> <strong class=\"ti-rating ti-rating-large\"> EXCELLENT <\/strong> <\/div> <span class=\"ti-stars star-lg\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Default\/star\/f.svg\" alt=\"Trustindex star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Default\/star\/f.svg\" alt=\"Trustindex star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Default\/star\/f.svg\" alt=\"Trustindex star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Default\/star\/f.svg\" alt=\"Trustindex star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Default\/star\/f.svg\" alt=\"Trustindex star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><\/span> <div class=\"ti-rating-text\"> <span class=\"nowrap\">Based on <strong><a href=\"https:\/\/www.trustindex.io\/reviews\/www.b-quadrat.at\" target=\"_blank\" noopener>474 reviews<\/a><\/strong><\/span> <\/div> <div class=\"ti-large-logo\"> <div class=\"ti-v-center\"> <img decoding=\"async\" class=\"ti-logo-fb skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Trustindex\/logo.svg\" loading=\"lazy\" alt=\"Trustindex\" width=\"150\" height=\"25\" \/> <\/div> <\/div> <\/div> <\/div> <div class=\"ti-reviews-container\"> <div class=\"ti-controls\"> <div class=\"ti-next\" aria-label=\"Next review\" role=\"button\" tabindex=\"0\"><\/div> <div class=\"ti-prev\" aria-label=\"Previous review\" role=\"button\" tabindex=\"0\"><\/div> <\/div> <div class=\"ti-reviews-container-wrapper\"> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJVVUFrVYTm0cR5C3QPFLw5Go\" data-time=\"1789065920\" data-id=\"4034d230c45557a3101d01c93dbc3640\" data-language=\"de\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-img\"> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocKsp6qklTY92Z4BZjuk44n613cBBFPNvyOU2DRNpPnbBxhzkQ=w40-h40-c-rp-mo-br100\" srcset=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocKsp6qklTY92Z4BZjuk44n613cBBFPNvyOU2DRNpPnbBxhzkQ=w80-h80-c-rp-mo-br100 2x\" alt=\"Michael Morfeld profile picture\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Michael Morfeld <\/div> <div class=\"ti-date\">10 September 2026<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-blue\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\">Roman Tinkhauser gab uns eine freundliche und unkomplizierte Beratung in der alle Fragen beantwortet werden konnten.<\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJVVUFrVYTm0cR5C3QPFLw5Go\" data-time=\"1788292406\" data-id=\"248c461e668f335432baf2e7230c417c\" data-language=\"de\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-img\"> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocJrSuCkFwceeaZAl01C2KGqzUkoqTT7ZVtOAJ7o4jjCdVwLrQ=w40-h40-c-rp-mo-br100\" srcset=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocJrSuCkFwceeaZAl01C2KGqzUkoqTT7ZVtOAJ7o4jjCdVwLrQ=w80-h80-c-rp-mo-br100 2x\" alt=\"Adis Jakupovic profile picture\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Adis Jakupovic <\/div> <div class=\"ti-date\">1 September 2026<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-blue\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\">Ich bin mit der Betreuung durch B-Quadrat sehr zufrieden. Besonders hervorheben m\u00f6chte ich die freundliche, kompetente und zuverl\u00e4ssige Unterst\u00fctzung von Roman Tinkhauser. Da ich als Grenzg\u00e4nger in der Schweiz arbeite und in \u00d6sterreich lebe, gab es f\u00fcr mich viele Fragen und einiges zu organisieren. Roman hat mich dabei von Anfang an sehr gut beraten und war bei Fragen jederzeit erreichbar. Alles wurde verst\u00e4ndlich erkl\u00e4rt und unkompliziert abgewickelt. Ich habe mich jederzeit gut aufgehoben und bestens betreut gef\u00fchlt. Vielen Dank f\u00fcr die tolle Unterst\u00fctzung und den ausgezeichneten Service! B-Quadrat kann ich auf jeden Fall weiterempfehlen. \ud83d\udc4d<\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJVVUFrVYTm0cR5C3QPFLw5Go\" data-time=\"1788280632\" data-id=\"e62c659fc23665bdeda21920cd681325\" data-language=\"de\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-img\"> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocLhJoP6Ouj87zDD5lJ3nt5CTlU5jgmdfc92nf5W23-Ls8J6mQ=w40-h40-c-rp-mo-ba12-br100\" srcset=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocLhJoP6Ouj87zDD5lJ3nt5CTlU5jgmdfc92nf5W23-Ls8J6mQ=w80-h80-c-rp-mo-ba12-br100 2x\" alt=\"Andreas Hopferwieser profile picture\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Andreas Hopferwieser <\/div> <div class=\"ti-date\">1 September 2026<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-blue\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\">Super Beratung und sehr unkomplizierte Abwicklung. Gerade wenn man in eine neue Grenzg\u00e4ngert\u00e4tigkeit startet, ist die Unterst\u00fctzung sehr hilfreich.<\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJVVUFrVYTm0cR5C3QPFLw5Go\" data-time=\"1787465936\" data-id=\"790e319bf1385c2f0ab11e52d5976298\" data-language=\"de\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-img\"> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocJJmnPDop9mHit9ak4zUlYQaDyS3z5LO5uu5R0aWBbkBZmB=w40-h40-c-rp-mo-ba12-br100\" srcset=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocJJmnPDop9mHit9ak4zUlYQaDyS3z5LO5uu5R0aWBbkBZmB=w80-h80-c-rp-mo-ba12-br100 2x\" alt=\"Markus J. profile picture\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Markus J. <\/div> <div class=\"ti-date\">23 August 2026<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-blue\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\">Roman Tinkhauser hat mich unverbindlich und unkompliziert zu meinem Spezialfall beraten.<\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJ81AvCbUUm0cRY2fGybxS1YE\" data-time=\"1787151400\" data-id=\"2e9dccb2e383e0f2f652e084cee0add6\" data-language=\"de\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-img\"> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocJ90NiROe45ZeI9M0_aX3gf2LN4ejTJHrJwfNaMHM5VljmXAA=w40-h40-c-rp-mo-br100\" srcset=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocJ90NiROe45ZeI9M0_aX3gf2LN4ejTJHrJwfNaMHM5VljmXAA=w80-h80-c-rp-mo-br100 2x\" alt=\"Marlies Adams profile picture\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Marlies Adams <\/div> <div class=\"ti-date\">19 August 2026<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-blue\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\">Eine absolut zufrieden stellende, unkomplizierte und schnelle Bearbeitung eines Schadenfalles. Freundliche, unkomplizierte und kompetente Mitarbeiter.<\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJVVUFrVYTm0cR5C3QPFLw5Go\" data-time=\"1787041091\" data-id=\"3242f5b34b0d372f7398b16ebf73f417\" data-language=\"de\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-img\"> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocJyzUekEMHCCddFwQKpc2b_3AqjrEDM2byyJvRJ-8-5UQfhx6I=w40-h40-c-rp-mo-br100\" srcset=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocJyzUekEMHCCddFwQKpc2b_3AqjrEDM2byyJvRJ-8-5UQfhx6I=w80-h80-c-rp-mo-br100 2x\" alt=\"Sarah Teichgr\u00e4ber profile picture\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Sarah Teichgr\u00e4ber <\/div> <div class=\"ti-date\">18 August 2026<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-blue\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\">Schnelle Terminvergabe. Sehr freundliche und kompetente Beratung!<\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJ81AvCbUUm0cRY2fGybxS1YE\" data-time=\"1786541754\" data-id=\"541f214a950f9572a8cc086865b6c2ce\" data-language=\"de\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-img\"> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocL4x0YHZWNgiFl5fuLTn4qzJ8sDD5Hrp8Fz92jguVgLb8BcuA=w40-h40-c-rp-mo-ba12-br100\" srcset=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocL4x0YHZWNgiFl5fuLTn4qzJ8sDD5Hrp8Fz92jguVgLb8BcuA=w80-h80-c-rp-mo-ba12-br100 2x\" alt=\"G\u00fcnter Steffani profile picture\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> G\u00fcnter Steffani <\/div> <div class=\"ti-date\">12 August 2026<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-blue\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\">Hallo Ren\u00e9, gut Ding braucht Weile, vielen Dank f\u00fcr deinen unerm\u00fcdlichen Einsatz, damit der Schadensfall wegen dem Fenster endlich abgeschlossen werden konnte. Deine Hartn\u00e4ckigkeit und Unterst\u00fctzung hat sich ausgezahlt und hat mir sehr geholfen. Vielen Dank, ich kann euch nur weiterempfehlen. Liebe Gr\u00fc\u00dfe G\u00fcnter<\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJVVUFrVYTm0cR5C3QPFLw5Go\" data-time=\"1785992590\" data-id=\"58d59509f40405a873412708f4eb8b31\" data-language=\"en\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-img\"> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocIMH4pJ6AE4CSMxzCbE83HXrCcKMzi8-T9RnFKamIYK2RvKkQ=w40-h40-c-rp-mo-br100\" srcset=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocIMH4pJ6AE4CSMxzCbE83HXrCcKMzi8-T9RnFKamIYK2RvKkQ=w80-h80-c-rp-mo-br100 2x\" alt=\"Marcelo S\u00e1nchez profile picture\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Marcelo S\u00e1nchez <\/div> <div class=\"ti-date\">6 August 2026<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-blue\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\">This was a friendly and effective advice, by a person obviously knowledgeable and competent<\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJVVUFrVYTm0cR5C3QPFLw5Go\" data-time=\"1784811886\" data-id=\"3d4e9caa6c7324ee87410d4c9c4aa613\" data-language=\"de\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-img\"> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocJx5UyxBLi9YuN5P2P5_CmsDFNMdsGT-53tfawIIV9Qpq4Y8w=w40-h40-c-rp-mo-br100\" srcset=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocJx5UyxBLi9YuN5P2P5_CmsDFNMdsGT-53tfawIIV9Qpq4Y8w=w80-h80-c-rp-mo-br100 2x\" alt=\"Rifat Arma profile picture\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Rifat Arma <\/div> <div class=\"ti-date\">23 July 2026<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-blue\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\">Sehr nette und fachlich kompetente Beratung. Ich habe mich gut beraten und aufgehoben gef\u00fchlt. Klare Empfehlung!<\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJVVUFrVYTm0cR5C3QPFLw5Go\" data-time=\"1784378412\" data-id=\"381006b930cb3d3e97ca7a2775a1e507\" data-language=\"de\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-img\"> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/lh3.googleusercontent.com\/a-\/ALV-UjVSyIelnlpal-yLF0x47lLPBUJzZVSF7Nj9eXgPZb1uLlKAHmk=w40-h40-c-rp-mo-ba12-br100\" srcset=\"https:\/\/lh3.googleusercontent.com\/a-\/ALV-UjVSyIelnlpal-yLF0x47lLPBUJzZVSF7Nj9eXgPZb1uLlKAHmk=w80-h80-c-rp-mo-ba12-br100 2x\" alt=\"Christian Spiess profile picture\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Christian Spiess <\/div> <div class=\"ti-date\">18 July 2026<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-blue\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\">B-Quadrat hat mir bei der Grenzg\u00e4nger-Versicherung alles einfach und transparent erkl\u00e4rt. Roman und sein Team haben sich Zeit genommen, um die verschiedenen Optionen zu besprechen und mich bei der richtigen Wahl zu unterst\u00fctzen. Professionelle Beratung und sehr gute Kommunikation von Anfang bis Ende. Ich w\u00fcrde B-Quadrat jedem Grenzg\u00e4nger empfehlen.<\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJVVUFrVYTm0cR5C3QPFLw5Go\" data-time=\"1784136678\" data-id=\"9711aa7105e93712aa30b0f4fa7a7246\" data-language=\"de\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-img\"> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/lh3.googleusercontent.com\/a-\/ALV-UjXgeXkqm0LJYsslJfOlxMEdkL6ZY1qz-lBGA8R5o3ey6RBxegMl=w40-h40-c-rp-mo-br100\" srcset=\"https:\/\/lh3.googleusercontent.com\/a-\/ALV-UjXgeXkqm0LJYsslJfOlxMEdkL6ZY1qz-lBGA8R5o3ey6RBxegMl=w80-h80-c-rp-mo-br100 2x\" alt=\"Julian Goldbrich profile picture\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Julian Goldbrich <\/div> <div class=\"ti-date\">15 July 2026<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-blue\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\">Ich bin mit der Beratung sehr zufrieden. Mir wurden alle angebotenen Produkte super erkl\u00e4rt. Ebenfalls wurden mir Tipps gezeigt, mit denen ich als Grenzg\u00e4nger viel Geld sparen kann. Besonderen Dank an Roman Tinkhauser f\u00fcr seinen Einsatz. Ich bin sehr zufrieden und komme gerne wieder.<\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJVVUFrVYTm0cR5C3QPFLw5Go\" data-time=\"1784135075\" data-id=\"6a8d65990605eb27789eb2d1e60905cc\" data-language=\"de\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-img\"> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocITip0o_d4tDN0rlro5809ro58DLX0ktcJKx8f8AESftUi3_Hs=w40-h40-c-rp-mo-br100\" srcset=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocITip0o_d4tDN0rlro5809ro58DLX0ktcJKx8f8AESftUi3_Hs=w80-h80-c-rp-mo-br100 2x\" alt=\"T. profile picture\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> T. <\/div> <div class=\"ti-date\">15 July 2026<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-blue\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\">War eine Top Beratung hinsichtlich der Versicherung. Die Vermittler sind auch nicht Leute, die dir versuchen irgendeine Krankenversicherung, Rechtsschutz etc\u2026 andrehen wollen, sondern Leute, die auch wissen \u201ewie das normale Leben\u201c au\u00dferhalb des Gesch\u00e4ftlichen funktioniert und nehmen sich reichlich Zeit f\u00fcr dich und bem\u00fchen sich.<\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJ81AvCbUUm0cRY2fGybxS1YE\" data-time=\"1784056685\" data-id=\"4a499ebe0e031b5f252e3624969defc2\" data-language=\"de\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-img\"> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocJpToCfDsXrWMrdple_4ep2cp2qAFGCswOzMZv7JP6iKKdNIg=w40-h40-c-rp-mo-br100\" srcset=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocJpToCfDsXrWMrdple_4ep2cp2qAFGCswOzMZv7JP6iKKdNIg=w80-h80-c-rp-mo-br100 2x\" alt=\"Caroline Kaufmann profile picture\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Caroline Kaufmann <\/div> <div class=\"ti-date\">14 July 2026<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-blue\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\">Nach vielen Jahren bei einer Generalagentur habe ich f\u00fcr mich entschieden zu wechseln. Ich habe mich dort leider nicht mehr gut aufgehoben und als Kundin nicht mehr wirklich wertgesch\u00e4tzt gef\u00fchlt \u2013 deshalb war der Wechsel zu einem unabh\u00e4ngigen Makler f\u00fcr mich der richtige Schritt. Schon beim ersten Termin bei B-Quadrat habe ich gemerkt, dass hier vieles anders ist. Mein Gespr\u00e4ch mit Roman Tinkhauser war sehr angenehm, offen und auf Augenh\u00f6he. Er hat sich wirklich Zeit f\u00fcr mich genommen, alles verst\u00e4ndlich erkl\u00e4rt und ist auf meine pers\u00f6nlichen W\u00fcnsche und Fragen eingegangen. Man merkt sofort, dass er fachlich sehr kompetent ist und seinen Beruf mit Leidenschaft aus\u00fcbt. Auch das gesamte Team von B-Quadrat war unglaublich freundlich und herzlich. Vom ersten Kontakt an hatte ich das Gef\u00fchl, willkommen zu sein und als Mensch wahrgenommen zu werden \u2013 nicht nur als Kundin. Genau dieses Gef\u00fchl hatte ich lange vermisst. Ich bin sehr froh, diesen Schritt gemacht zu haben, und freue mich auf die weitere Zusammenarbeit. Wer eine ehrliche, kompetente und pers\u00f6nliche Beratung sucht, ist bei B-Quadrat und insbesondere bei Roman Tinkhauser bestens aufgehoben. Eine klare Empfehlung von Herzen!<\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJVVUFrVYTm0cR5C3QPFLw5Go\" data-time=\"1783771415\" data-id=\"a29f67b6f58b5f9db8bc838867f1f887\" data-language=\"de\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-img\"> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocIYqwqirF-_McJe-EeROtbgb41IkwDTqN-uHvFXa0P2h5vRoA=w40-h40-c-rp-mo-br100\" srcset=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocIYqwqirF-_McJe-EeROtbgb41IkwDTqN-uHvFXa0P2h5vRoA=w80-h80-c-rp-mo-br100 2x\" alt=\"Max Frosch profile picture\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Max Frosch <\/div> <div class=\"ti-date\">11 July 2026<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-blue\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\">Sehr gute Rundumberatung! Der Tarif der Versicherung war besser als jener, welchen das B\u00fcro der Versicherungsagentur selbst veranschlagt hatte. Danke f\u00fcr die noch immer anhaltende Beratung.<\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJVVUFrVYTm0cR5C3QPFLw5Go\" data-time=\"1783670210\" data-id=\"0faf01e606fb82badd6a2bad34ab4e1d\" data-language=\"de\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-img\"> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocJvf9nDQoLXcvObKN0ogYpHd54mCYTRCke8xNddgazC5O8ozA=w40-h40-c-rp-mo-br100\" srcset=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocJvf9nDQoLXcvObKN0ogYpHd54mCYTRCke8xNddgazC5O8ozA=w80-h80-c-rp-mo-br100 2x\" alt=\"J_Travel profile picture\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> J_Travel <\/div> <div class=\"ti-date\">10 July 2026<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-blue\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\">Professionelle Betreuung von der Kontaktaufnahme bis zum Abschluss, kann ich nur weitermpfehlen. Sehr kompetenter Versicherungsmakler.<\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJVVUFrVYTm0cR5C3QPFLw5Go\" data-time=\"1783501572\" data-id=\"1c4a13565d550b198ec7683a3e2c37dd\" data-language=\"de\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-img\"> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocLdNvN3msbCI-bHLaMWgCRqwVvzsEHBL5orZIbWPwCsQH3-jA=w40-h40-c-rp-mo-br100\" srcset=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocLdNvN3msbCI-bHLaMWgCRqwVvzsEHBL5orZIbWPwCsQH3-jA=w80-h80-c-rp-mo-br100 2x\" alt=\"Angelika Thaler profile picture\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Angelika Thaler <\/div> <div class=\"ti-date\">8 July 2026<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-blue\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\">Hervorragende Beratung.<\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJ81AvCbUUm0cRY2fGybxS1YE\" data-time=\"1783322162\" data-id=\"9dcef0b881c3e86bf8caf41b32a7729b\" data-language=\"de\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-img\"> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/lh3.googleusercontent.com\/a-\/ALV-UjW3W2jIvA-9vfrooaK-rJgaM2pcwNelH19Wqzs1-mvpvHZQ-g=w40-h40-c-rp-mo-br100\" srcset=\"https:\/\/lh3.googleusercontent.com\/a-\/ALV-UjW3W2jIvA-9vfrooaK-rJgaM2pcwNelH19Wqzs1-mvpvHZQ-g=w80-h80-c-rp-mo-br100 2x\" alt=\"Anita Kl\u00f6sch profile picture\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Anita Kl\u00f6sch <\/div> <div class=\"ti-date\">6 July 2026<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-blue\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\">Ich hatte vor kurzem einen Termin bei Herrn Roman Tinkhauser und muss Ihm ein grosses Kompliment aussprechen. Er hat sich sehr viel Zeit genommen, hat mir ausf\u00fchrlich und kompetent weiterhelfen k\u00f6nnen und war mir bei all meinen Fragen und Anliegen einen grosse Hilfe. Neben seinen fachlichen Kompetenzen war ich auch von seinem freundliches Auftreten, seiner Unkompliziertheit und Geduld begeistert. Besten Dank f\u00fcr die Unterst\u00fctzung.<\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJVVUFrVYTm0cR5C3QPFLw5Go\" data-time=\"1782758184\" data-id=\"771603cabff0a4f9e582f8868cdc8c4c\" data-language=\"de\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-img\"> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocJVAC25oSAQfht3FLA0MesTbYbv3iNmypU2D0LGShsi4VMoYA=w40-h40-c-rp-mo-br100\" srcset=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocJVAC25oSAQfht3FLA0MesTbYbv3iNmypU2D0LGShsi4VMoYA=w80-h80-c-rp-mo-br100 2x\" alt=\"Jessica Machon profile picture\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Jessica Machon <\/div> <div class=\"ti-date\">29 June 2026<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-blue\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\">Super Beratung, mir wurde durch die Zusammenarbeit sehr viel Eigenaufwand erspart. Vielen Dank!!<\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJVVUFrVYTm0cR5C3QPFLw5Go\" data-time=\"1781814476\" data-id=\"281a3a449ef4caf63a2eb9a4b062b222\" data-language=\"de\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-img\"> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocJosEvlmW-2z1hLZ08PEL-ErSetAyUDKzjvuRV-QOe36X7Bvw=w40-h40-c-rp-mo-br100\" srcset=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocJosEvlmW-2z1hLZ08PEL-ErSetAyUDKzjvuRV-QOe36X7Bvw=w80-h80-c-rp-mo-br100 2x\" alt=\"Alex Widmer profile picture\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Alex Widmer <\/div> <div class=\"ti-date\">18 June 2026<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-blue\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\">Roman hat mich sehr gut in die Materie eingearbeitet und sich dabei in lockerer Atmosph\u00e4re vieles auf leichte Art und Weise erkl\u00e4ren k\u00f6nnen. Ohne Druck und Stress. Kann ich nur empfehlen:)<\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJ81AvCbUUm0cRY2fGybxS1YE\" data-time=\"1781764095\" data-id=\"8a9249f3603c45a8eba0ffd6d83e52e3\" data-language=\"de\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-img\"> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocLo-saijLhm05GtgWXmt9zXuB3ND1zXn6e3n3muRZgTpDriRQ=w40-h40-c-rp-mo-br100\" srcset=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocLo-saijLhm05GtgWXmt9zXuB3ND1zXn6e3n3muRZgTpDriRQ=w80-h80-c-rp-mo-br100 2x\" alt=\"Andrea Bereuter profile picture\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Andrea Bereuter <\/div> <div class=\"ti-date\">18 June 2026<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-blue\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\">Der Schadenfall  wurde sehr schnell abgewickelt, sodass der refundierte Betrag bereits drei Tage nach dem Kontaktieren von B-Quadrat auf dem Konto lag.<\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJVVUFrVYTm0cR5C3QPFLw5Go\" data-time=\"1781176091\" data-id=\"b332a3c578781940b8ac7d7237d16310\" data-language=\"de\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-img\"> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocLF9FiE48jy_SmyOxg6UZu1IWuwFmkOHabBkuFrqRJFjKx1OQ=w40-h40-c-rp-mo-br100\" srcset=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocLF9FiE48jy_SmyOxg6UZu1IWuwFmkOHabBkuFrqRJFjKx1OQ=w80-h80-c-rp-mo-br100 2x\" alt=\"Patrick Purin profile picture\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Patrick Purin <\/div> <div class=\"ti-date\">11 June 2026<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-blue\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\">Perfekter Service. Bin jetzt das 1. Mal in der Schweiz angestellt und bin froh Euch empfolen bekommen zu haben. Freue mich auf eine weitere gute Zusammenarbeit<\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJVVUFrVYTm0cR5C3QPFLw5Go\" data-time=\"1780998690\" data-id=\"1ab53271295b4bedcf58b7701c66a24e\" data-language=\"en\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-img\"> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocJLQUYty3PnmvoJj4ygOavjXPo7BV0zK5OHFkCAENu-OAkbCQ=w40-h40-c-rp-mo-br100\" srcset=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocJLQUYty3PnmvoJj4ygOavjXPo7BV0zK5OHFkCAENu-OAkbCQ=w80-h80-c-rp-mo-br100 2x\" alt=\"Tobia Fattore profile picture\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Tobia Fattore <\/div> <div class=\"ti-date\">9 June 2026<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-blue\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\">I am a cross-border commuter living in Germany and working in Switzerland, with dual EU and Australian citizenship. I met with Herr Roman Tinkhauser and he understood the dimensions of my needs around insurances and finances, very efficiently. The advice was very clear, providing me with options and recommendations. On that basis I was able to organize appropriate health insurance for my situation very clearly and put in place a plan to organize my finances. I highly recommend their services.<\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJVVUFrVYTm0cR5C3QPFLw5Go\" data-time=\"1780910204\" data-id=\"68ffcb20d209ba7858673be9cc263a13\" data-language=\"de\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-img\"> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/lh3.googleusercontent.com\/a-\/ALV-UjWySULKQnp6J3eOONRNWwyWabOaT1C_JeR6ox6XM3KWm-M88yf0=w40-h40-c-rp-mo-ba12-br100\" srcset=\"https:\/\/lh3.googleusercontent.com\/a-\/ALV-UjWySULKQnp6J3eOONRNWwyWabOaT1C_JeR6ox6XM3KWm-M88yf0=w80-h80-c-rp-mo-ba12-br100 2x\" alt=\"Andreas Amann profile picture\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Andreas Amann <\/div> <div class=\"ti-date\">8 June 2026<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-blue\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\">Tolle Beratung und Service!<\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJVVUFrVYTm0cR5C3QPFLw5Go\" data-time=\"1780482553\" data-id=\"e59849e4d122ef8f7574bad85b0fe1f6\" data-language=\"de\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-img\"> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocLO4tbOCamvOvyWg8p9lvlF-vNO3rDX_96QHc1DGQco24b_2g=w40-h40-c-rp-mo-br100\" srcset=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocLO4tbOCamvOvyWg8p9lvlF-vNO3rDX_96QHc1DGQco24b_2g=w80-h80-c-rp-mo-br100 2x\" alt=\"Ayse Alval profile picture\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Ayse Alval <\/div> <div class=\"ti-date\">3 June 2026<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-blue\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\">Ich bin jahrelang bei der B-Quadrat, immer sehr hilfreiche freundliche Team egal um was es geht rasche Erledigung! Kann es nur weiterempfehlen.Danke Martin, Roman und die freundliche Empfangsdame!<\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJVVUFrVYTm0cR5C3QPFLw5Go\" data-time=\"1780039390\" data-id=\"6f01accceb7ed3d70dd84378af7588b2\" data-language=\"de\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-img\"> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocJ64FCgbvzFrYEDAnXbxs3Q4ZxBuZWJs9JYzv3zwFS_D716oA=w40-h40-c-rp-mo-br100\" srcset=\"https:\/\/lh3.googleusercontent.com\/a\/ACg8ocJ64FCgbvzFrYEDAnXbxs3Q4ZxBuZWJs9JYzv3zwFS_D716oA=w80-h80-c-rp-mo-br100 2x\" alt=\"David P. profile picture\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> David P. <\/div> <div class=\"ti-date\">29 May 2026<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-blue\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\">Die Beratung vor Ort war \u00e4u\u00dferst kompetent und umfassend. Besonders wertvoll war der detaillierte Vergleich der verschiedenen Grenzg\u00e4ngerversicherungen, der einen klaren \u00dcberblick \u00fcber alle Optionen verschafft. Dank der transparenten Empfehlungen konnte die optimale Versicherung abgeschlossen werden. F\u00fcr alle Grenzg\u00e4nger absolut empfehlenswert.<\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <\/div> <div class=\"ti-controls-line\"> <div class=\"dot\"><\/div> <\/div> <\/div> <div class=\"ti-verified-by ti-verified-by-row\" data-style=\"1\"> <div class=\"ti-inner\"> Verified by Trustindex <span class=\"ti-info-icon\"><\/span> <div class=\"ti-disclaimer\">Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. <a href=\"https:\/\/www.trustindex.io\/?a=sys&c=verified-badge&url=\/the-trustindex-verified-badge\/\" target=\"_blank\">Read more<\/a><\/div> <\/div> <\/div> <\/div> <\/div> <\/pre><style class=\"scss-content\"><\/style><script>\n(function () { if (window.tiLoaderFallback) { return; } window.tiLoaderFallback = true; function tiLoadLoader() { if (window.TrustindexWidget || document.querySelector('script[src*=\"https:\/\/cdn.trustindex.io\/loader.js\"]')) { return; } let script = document.createElement(\"script\"); script.async = true; script.src = \"https:\/\/cdn.trustindex.io\/loader.js\"; script.setAttribute(\"data-ccm-injected\", \"1\"); document.head.appendChild(script); } if (\"loading\" === document.readyState) { document.addEventListener(\"DOMContentLoaded\", tiLoadLoader); } else { tiLoadLoader(); } })();\n<\/script>\n[\/vc_column_text][vc_empty_space height=&#8221;64px&#8221;][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/2&#8243;][vc_column_text]\n<h2><strong><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">THE VIDEO<\/span><\/strong><\/h2>\n<p><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">Learn all about our services for new cross-border commuters in just under 2 minutes.<\/span>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_video link=&#8221;https:\/\/www.youtube.com\/watch?v=5iQ6ty6iyZk&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space][\/vc_column][\/vc_row][vc_row bg_type=&#8221;bg_color&#8221; bg_color_value=&#8221;#000f8a&#8221;][vc_column width=&#8221;2\/3&#8243;][vc_column_text]\n<h2><span style=\"color: #ffffff;\"><strong><span style=\"font-family: verdana, geneva, sans-serif;\">Professional advice for cross-border commuters incl. net salary calculation <\/span><\/strong><\/span><\/h2>\n<p><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt; color: #ffffff;\">&gt; Free and non-binding advice since 2003<\/span><br \/>\n<span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt; color: #ffffff;\">&gt; Net wage calculation &amp; practical tax tips<\/span><br \/>\n<span style=\"color: #ffffff;\"> <span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">&gt; Best and cheapest health insurance for cross-border commuters<br \/>\n&gt; Tips on choosing the best bank account and currency exchange<br \/>\n<\/span><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">&gt; Help with registering with the tax office and much more<\/span><\/span>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_empty_space height=&#8221;90px&#8221;][vc_btn title=&#8221;Arrange a consultation now&#8221; color=&#8221;danger&#8221; link=&#8221;url:https%3A%2F%2Fbook.timify.com%2Fservices%3FaccountId%3D5dd58034ea99b411773abb33%26hideCloseButton%3Dtrue|title:Arrange%20a%20consultation%20now|target:_blank|&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space height=&#8221;55px&#8221;]<div id=\"ultimate-heading-60736aa6477445a5a\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-60736aa6477445a5a uvc-1604 \" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-60736aa6477445a5a .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"font-weight:normal;\">\n<h1><strong><span style=\"font-family: verdana, geneva, sans-serif;\">Health insurance for cross-border commuters<\/span><\/strong><br \/>\n<em><span style=\"font-family: verdana, geneva, sans-serif;\">from Austria to Switzerland \/ Liechtenstein<\/span><\/em><\/h1>\n<\/div><\/div>[vc_empty_space][vc_single_image image=&#8221;8866&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221;][vc_column_text]\n<p style=\"text-align: justify;\"><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">As a cross-border commuter from Austria to Switzerland or Liechtenstein, there are <a href=\"https:\/\/grenzgaengerversicherung.at\/grenzgaenger-krankenversicherung\" target=\"_blank\" rel=\"noopener\"><strong>3 variants of health insurance<\/strong><\/a> are available. You have 3 months from the start of your employment to choose either a health insurance solution in Switzerland, statutory health insurance in Austria (\u00d6GK) or private health insurance for cross-border commuters (cross-border commuter insurance). <\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">Which of these options suits you best depends very much on your situation: current age, state of health, family situation and the desired level of benefits.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">As a rule, private health insurance is the best option for cross-border commuters because, to put it in a nutshell, the level of benefits is by far the highest and the insurance premiums are usually much cheaper than with the other two options.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">Ask us: we will be happy to work with you to find the best solution!<\/span><\/p>\n[\/vc_column_text][vc_empty_space]<div id=\"ultimate-heading-26046aa6477445aaf\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-26046aa6477445aaf uvc-6632 \" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-26046aa6477445aaf h3'  data-responsive-json-new='{\"font-size\":\"desktop:24px;\",\"line-height\":\"\"}' ><h3 style=\"font-weight:normal;\">Highlights of private health insurance for cross-border commuters<\/h3><\/div><\/div>[vc_separator][vc_empty_space][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/2&#8243;]<div class=\"aio-icon-component    style_1\"><div id=\"Info-box-wrap-4143\" class=\"aio-icon-box default-icon\" style=\"\"  ><div class=\"aio-icon-default\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#333;font-size:32px;display:inline-block;\">\n\t<i class=\"Defaults-check\"><\/i>\n<\/div><\/div><\/div><\/div><div class=\"aio-icon-header\" ><h3 class=\"aio-icon-title ult-responsive\"  data-ultimate-target='#Info-box-wrap-4143 .aio-icon-title'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"color:#333333;\">100% reimbursement of costs as a special class patient for inpatient hospital stays<\/h3><\/div> <!-- header --><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component --><div class=\"aio-icon-component    style_1\"><div id=\"Info-box-wrap-8608\" class=\"aio-icon-box default-icon\" style=\"\"  ><div class=\"aio-icon-default\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#333;font-size:32px;display:inline-block;\">\n\t<i class=\"Defaults-check\"><\/i>\n<\/div><\/div><\/div><\/div><div class=\"aio-icon-header\" ><h3 class=\"aio-icon-title ult-responsive\"  data-ultimate-target='#Info-box-wrap-8608 .aio-icon-title'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"color:#333333;\">100% reimbursement of costs as a private patient with a doctor or specialist you trust<\/h3><\/div> <!-- header --><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component --><div class=\"aio-icon-component    style_1\"><div id=\"Info-box-wrap-9027\" class=\"aio-icon-box default-icon\" style=\"\"  ><div class=\"aio-icon-default\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#333;font-size:32px;display:inline-block;\">\n\t<i class=\"Defaults-check\"><\/i>\n<\/div><\/div><\/div><\/div><div class=\"aio-icon-header\" ><h3 class=\"aio-icon-title ult-responsive\"  data-ultimate-target='#Info-box-wrap-9027 .aio-icon-title'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"color:#333333;\">100% reimbursement of costs for dental treatment<\/h3><\/div> <!-- header --><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component --><div class=\"aio-icon-component    style_1\"><div id=\"Info-box-wrap-8067\" class=\"aio-icon-box default-icon\" style=\"\"  ><div class=\"aio-icon-default\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#333;font-size:32px;display:inline-block;\">\n\t<i class=\"Defaults-check\"><\/i>\n<\/div><\/div><\/div><\/div><div class=\"aio-icon-header\" ><h3 class=\"aio-icon-title ult-responsive\"  data-ultimate-target='#Info-box-wrap-8067 .aio-icon-title'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"color:#333333;\">from a monthly contribution of EUR 121.36<\/h3><\/div> <!-- header --><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component -->[\/vc_column][vc_column width=&#8221;1\/2&#8243;]<div class=\"aio-icon-component    style_1\"><div id=\"Info-box-wrap-6180\" class=\"aio-icon-box default-icon\" style=\"\"  ><div class=\"aio-icon-default\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#333;font-size:32px;display:inline-block;\">\n\t<i class=\"Defaults-check\"><\/i>\n<\/div><\/div><\/div><\/div><div class=\"aio-icon-header\" ><h3 class=\"aio-icon-title ult-responsive\"  data-ultimate-target='#Info-box-wrap-6180 .aio-icon-title'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"color:#333333;\">The contribution is NOT dependent on income<\/h3><\/div> <!-- header --><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component --><div class=\"aio-icon-component    style_1\"><div id=\"Info-box-wrap-9958\" class=\"aio-icon-box default-icon\" style=\"\"  ><div class=\"aio-icon-default\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#333;font-size:32px;display:inline-block;\">\n\t<i class=\"Defaults-check\"><\/i>\n<\/div><\/div><\/div><\/div><div class=\"aio-icon-header\" ><h3 class=\"aio-icon-title ult-responsive\"  data-ultimate-target='#Info-box-wrap-9958 .aio-icon-title'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"color:#333333;\">Treatments are available throughout Europe and even worldwide with travel insurance included<\/h3><\/div> <!-- header --><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component --><div class=\"aio-icon-component    style_1\"><div id=\"Info-box-wrap-4094\" class=\"aio-icon-box default-icon\" style=\"\"  ><div class=\"aio-icon-default\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#333;font-size:32px;display:inline-block;\">\n\t<i class=\"Defaults-check\"><\/i>\n<\/div><\/div><\/div><\/div><div class=\"aio-icon-header\" ><h3 class=\"aio-icon-title ult-responsive\"  data-ultimate-target='#Info-box-wrap-4094 .aio-icon-title'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"color:#333333;\">Invoices from within Austria (e.g. Austrian doctor) are paid directly<\/h3><\/div> <!-- header --><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component --><div class=\"aio-icon-component    style_1\"><div id=\"Info-box-wrap-1493\" class=\"aio-icon-box default-icon\" style=\"\"  ><div class=\"aio-icon-default\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#333;font-size:32px;display:inline-block;\">\n\t<i class=\"Defaults-check\"><\/i>\n<\/div><\/div><\/div><\/div><div class=\"aio-icon-header\" ><h3 class=\"aio-icon-title ult-responsive\"  data-ultimate-target='#Info-box-wrap-1493 .aio-icon-title'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"color:#333333;\">Invoices can be submitted easily using the app<\/h3><\/div> <!-- header --><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component -->[\/vc_column][\/vc_row][vc_row][vc_column][vc_btn title=&#8221;Request a non-binding offer now!&#8221; color=&#8221;danger&#8221; align=&#8221;center&#8221; button_block=&#8221;true&#8221; link=&#8221;url:https%3A%2F%2Fgrenzgaengerversicherung.at%2Fangebot-grenzgaengerversicherung-anfordern|target:%20_blank|&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space]<div id=\"ultimate-heading-51656aa64774460e5\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-51656aa64774460e5 uvc-3293 \" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-51656aa64774460e5 h2'  data-responsive-json-new='{\"font-size\":\"desktop:24px;\",\"line-height\":\"\"}' ><h2 style=\"font-weight:normal;\">Our partners<\/h2><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-51656aa64774460e5 .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"font-weight:normal;\">\n<h4><span style=\"font-family: verdana, geneva, sans-serif;\">all Austrian providers<\/span><\/h4>\n<\/div><\/div>[vc_separator]<div id=\"ult-carousel-29410125076aa64774464df\" class=\"ult-carousel-wrapper   ult_horizontal\" data-gutter=\"15\" data-rtl=\"false\" ><div class=\"ult-carousel-31441170666aa6477446197 \" >[vc_single_image image=&#8221;8702&#8243; img_size=&#8221;150&#215;150&#8243;][vc_single_image image=&#8221;8705&#8243; img_size=&#8221;150&#215;150&#8243;][vc_single_image image=&#8221;8708&#8243; img_size=&#8221;150&#215;150&#8243;][vc_single_image image=&#8221;8713&#8243; img_size=&#8221;150&#215;150&#8243;][vc_single_image image=&#8221;8715&#8243; img_size=&#8221;150&#215;150&#8243;][vc_single_image image=&#8221;8717&#8243; img_size=&#8221;150&#215;150&#8243;]<\/div><\/div>\t\t\t<script type=\"text\/javascript\">\n\t\t\t\tjQuery(document).ready(function ($) {\n\t\t\t\t\tif( typeof jQuery('.ult-carousel-31441170666aa6477446197').slick == \"function\"){\n\t\t\t\t\t\t$('.ult-carousel-31441170666aa6477446197').slick({dots: true,autoplay: true,autoplaySpeed: \"5000\",speed: \"300\",infinite: true,arrows: true,nextArrow: '<button type=\"button\" role=\"button\" aria-label=\"Next\" style=\"color:#333333; font-size:20px;\" class=\"slick-next default\"><i class=\"ultsl-arrow-right4\"><\/i><\/button>',prevArrow: '<button type=\"button\" role=\"button\" aria-label=\"Previous\" style=\"color:#333333; font-size:20px;\" class=\"slick-prev default\"><i class=\"ultsl-arrow-left4\"><\/i><\/button>',slidesToScroll:5,slidesToShow:5,swipe: true,draggable: true,touchMove: true,pauseOnHover: true,pauseOnFocus: false,responsive: [\n\t\t\t\t\t\t\t{\n\t\t\t\t\t\t\t  breakpoint: 1026,\n\t\t\t\t\t\t\t  settings: {\n\t\t\t\t\t\t\t\tslidesToShow: 5,\n\t\t\t\t\t\t\t\tslidesToScroll: 5,  \n\t\t\t\t\t\t\t  }\n\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\t{\n\t\t\t\t\t\t\t  breakpoint: 1025,\n\t\t\t\t\t\t\t  settings: {\n\t\t\t\t\t\t\t\tslidesToShow: 3,\n\t\t\t\t\t\t\t\tslidesToScroll: 3\n\t\t\t\t\t\t\t  }\n\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\t{\n\t\t\t\t\t\t\t  breakpoint: 760,\n\t\t\t\t\t\t\t  settings: {\n\t\t\t\t\t\t\t\tslidesToShow: 2,\n\t\t\t\t\t\t\t\tslidesToScroll: 2\n\t\t\t\t\t\t\t  }\n\t\t\t\t\t\t\t}\n\t\t\t\t\t\t],pauseOnDotsHover: true,customPaging: function(slider, i) {\n                   return '<i type=\"button\" style= \"color:#333333;\" class=\"ultsl-record\" data-role=\"none\"><\/i>';\n                },});\n\t\t\t\t\t}\n\t\t\t\t});\n\t\t\t<\/script>\n\t\t\t[\/vc_column][vc_column][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space]<div id=\"ultimate-heading-40656aa6477446562\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-40656aa6477446562 uvc-5855 \" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-40656aa6477446562 h4'  data-responsive-json-new='{\"font-size\":\"desktop:24px;\",\"line-height\":\"\"}' ><h4 style=\"font-weight:normal;\">Information video on health insurance for cross-border commuters<\/h4><\/div><\/div>[vc_separator][vc_video link=&#8221;https:\/\/youtu.be\/UilOwnRP0IQ&#8221; align=&#8221;center&#8221;][\/vc_column][\/vc_row][vc_row bg_type=&#8221;bg_color&#8221; bg_color_value=&#8221;#000f8a&#8221;][vc_column][vc_column_text]\n<h2><span style=\"font-size: 14pt; color: #ffffff;\"><strong><span style=\"font-family: verdana, geneva, sans-serif;\">Health insurance &#8211; comparison for cross-border commuters<\/span><\/strong><\/span><\/h2>\n<p><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt; color: #ffffff;\">&gt; Comparison of all tariffs and providers<\/span><br \/>\n<span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt; color: #ffffff;\">&gt; With guarantee nowhere cheaper than at B-Quadrat<\/span><br \/>\n<span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt; color: #ffffff;\">&gt; Independent and objective<\/span>[\/vc_column_text][vc_btn title=&#8221;Request a quote now&#8221; color=&#8221;danger&#8221; align=&#8221;center&#8221; button_block=&#8221;true&#8221; link=&#8221;url:https%3A%2F%2Fgrenzgaengerversicherung.at%2Fangebot-grenzgaengerversicherung-anfordern|title:Request%20a%20quote%20now|target:%20_blank|&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space height=&#8221;55px&#8221;][vc_column_text]\n<h1 style=\"text-align: center;\"><strong><span style=\"font-family: verdana, geneva, sans-serif;\">Cross-border commuters &amp; tax<br \/>\n<\/span><\/strong><span style=\"font-family: verdana, geneva, sans-serif;\"><em>for cross-border commuters from Austria to Switzerland \/ Liechtenstein<\/em><\/span><\/h1>\n<p>&nbsp;<\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">You live in Austria and work in Switzerland or Liechtenstein. This inevitably raises the question of which country you actually pay tax in! <\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">Unlike with health insurance, cross-border commuters have no choice when it comes to income tax. The tax procedure for cross-border commuters is clearly regulated in the so-called double taxation agreement (DTA) between Austria and Switzerland or Liechtenstein. Among other things, it stipulates in which country a cross-border commuter has to pay tax. <\/span><\/p>\n[\/vc_column_text][vc_single_image image=&#8221;8903&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221;][vc_column_text]\n<h2><span style=\"font-family: verdana, geneva, sans-serif;\">In which country does a cross-border commuter pay which taxes?<\/span><\/h2>\n<h3><\/h3>\n<h3><span style=\"font-family: verdana, geneva, sans-serif;\">Tax in Austria (place of residence)<\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">Cross-border commuters who work in Switzerland or Liechtenstein and live in Austria pay so-called residence tax in accordance with the double taxation agreement. This means that you pay your income tax in the country in which you live, i.e. in Austria. <\/span><\/p>\n<h3><\/h3>\n<h3 style=\"text-align: justify;\"><span style=\"font-family: verdana, geneva, sans-serif;\">Tax in Switzerland \/ Liechtenstein (place of work)<\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">In addition, cross-border commuters pay withholding tax in Switzerland or Liechtenstein. This amounts to 4% in Liechtenstein. In Switzerland, the withholding tax varies between cantons and municipalities and depends on various factors, such as marital status, income and religious affiliation. <\/span><\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\"><strong>However, the amount of withholding tax does not matter, as it is offset against the Austrian tax in the income tax return.<\/strong><\/span><\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: justify;\"><span style=\"text-decoration: underline; font-family: verdana, geneva, sans-serif; font-size: 12pt;\">Here is an example:<\/span><br \/>\n<span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">Assuming you have to pay EUR 20,000 income tax on your income in Austria and you have already paid EUR 5,000 withholding tax in Switzerland, you only have to pay EUR 15,000 in Austria. If you had paid EUR 10,000 in Switzerland, you would only have to pay EUR 10,000 in Austria. In total, you always have to pay EUR 20,000, so it doesn&#8217;t matter how high the withholding tax is. <\/span><\/p>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row bg_type=&#8221;bg_color&#8221; bg_color_value=&#8221;#000f8a&#8221;][vc_column width=&#8221;2\/3&#8243;][vc_column_text]\n<h2><span style=\"color: #ffffff;\"><strong><span style=\"font-family: verdana, geneva, sans-serif;\">Wage calculation for cross-border commuters<\/span><\/strong><\/span><\/h2>\n<p><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt; color: #ffffff;\">&gt; Free gross\/net calculation for cross-border commuters from Austria<br \/>\n&gt; We calculate what is left in Austria after all deductions<br \/>\n&gt; We take your individual situation into account<\/span>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_empty_space height=&#8221;50px&#8221;][vc_btn title=&#8221;To the gross-net calculator&#8221; color=&#8221;danger&#8221; align=&#8221;center&#8221; link=&#8221;url:https%3A%2F%2Fwww.b-quadrat.at%2Fspezialgebiete%2Fgrenzgaenger%2Fnettolohnberechnung-fuer-grenzgaenger-in-die-schweiz-liechtenstein%2F|title:To%20the%20gross-net%20calculator|target:_blank|&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]\n<h2><span style=\"font-family: verdana, geneva, sans-serif;\">How is the Austrian tax calculated?<\/span><\/h2>\n<p>&nbsp;<\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">In the Austrian tax system, there is a graduated scale of income tax rates depending on the size of the annual income.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\"><abbr lang=\"de\" title=\"For example\">For example<\/abbr>, a tax rate of 20 percent applies to income tax for the progression level from EUR 13,308 to EUR 21,617. In the next progression level from EUR 21,617 to EUR 35,836, a tax rate of 30 percent applies. In the progression stage from EUR 35,836 to EUR 69,166, a tax rate of 40 percent applies <abbr lang=\"de\" title=\"and so on\">, and so on.<\/abbr> <\/span><\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">For incomes from 13,308 euros, there are a total of six progression levels:<\/span><\/p>\n[\/vc_column_text][vc_column_text]<span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">0 to 13,308 euros per year &#8211;&gt; <strong>Tax-free<\/strong><\/span><\/p>\n<p><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">Over 13,308 euros up to 21,617 euros per year &#8211;&gt; <strong>20 % income tax<\/strong><\/span><\/p>\n<p><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">Over 21,617 euros up to 35,836 euros per year &#8211;&gt; <strong>30 % income tax<\/strong><\/span><\/p>\n<p><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">Over 35,836 euros up to 69,166 euros per year &#8211;&gt; <strong>40 % income tax<\/strong><\/span><\/p>\n<p><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">Over 69,166 euros up to 103,072 euros per year &#8211;&gt; <strong>48 % income tax<\/strong><\/span><\/p>\n<p><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">Over 103,072 euros up to 1 million euros per year &#8211;&gt; <strong>50 % income tax<\/strong><\/span><\/p>\n<p><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">Over 1 million euros per year &#8211;&gt; <strong>55% income tax<\/strong><\/span>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]\n<h2><span style=\"font-family: verdana, geneva, sans-serif;\">Duties and taxes in Switzerland and Liechtenstein<\/span><\/h2>\n<p>&nbsp;<\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">In order to be able to calculate the Austrian tax, you must first calculate the net salary in Switzerland or Liechtenstein. To do this, you must deduct the following taxes and withholding tax from the gross salary in Switzerland or Liechtenstein. <\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\"><strong>For information:<\/strong> The following figures are approximate. Your employer will provide you with the exact amounts. <\/span><\/p>\n<h3><\/h3>\n<h3><span style=\"font-family: verdana, geneva, sans-serif;\">Taxes in Switzerland:<\/span><\/h3>\n<p><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">5.15 % AHV (1st pillar &#8211; statutory or state pension)<\/span><br \/>\n<span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">5.00 % BVG (2nd pillar &#8211; pension fund or occupational pension plan)<\/span><br \/>\n<span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">1.10 % ALV (unemployment insurance)<\/span><br \/>\n<span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">1.40 % NBU (contribution for non-occupational accident insurance)<\/span><br \/>\n<span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">0.39 % Contribution to daily sickness benefits insurance<\/span><\/p>\n<h3><\/h3>\n<h3><span style=\"font-family: verdana, geneva, sans-serif;\">Taxes in Liechtenstein:<\/span><\/h3>\n<p><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">4.55 % AHV (1st pillar &#8211; statutory or state pension)<\/span><br \/>\n<span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">SFR 300 &#8211; 400 BVG (2nd pillar &#8211; pension fund or occupational pension plan)<\/span><br \/>\n<span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">0.50 % ALV (unemployment insurance)<\/span><br \/>\n<span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">SFR 80 &#8211; 100 NBU (contribution for non-occupational accident insurance)<\/span><br \/>\n<span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">0.27 % Contribution to daily sickness benefits insurance (company-dependent)<\/span>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]\n<h2><span style=\"font-family: verdana, geneva, sans-serif;\">Tax optimization through vacation and Christmas bonuses<\/span><\/h2>\n<p>&nbsp;<\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">In Switzerland and Liechtenstein it is not usual to receive a 13th and a 14th monthly salary. The usual salary is 12 or max. 13. <\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">As the 13th and 14th salary in Austria is only taxed at 6% instead of full income tax, we recommend that you talk to your employer and agree on 14 salaries. In many companies this is not a problem at all and therefore you should definitely seek a discussion, as this is definitely the easiest way to save tax. <\/span><\/p>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row bg_type=&#8221;bg_color&#8221; bg_color_value=&#8221;#000f8a&#8221;][vc_column width=&#8221;2\/3&#8243;][vc_column_text]\n<h2><span style=\"color: #ffffff;\"><strong><span style=\"font-family: verdana, geneva, sans-serif;\">Do you have any questions about working in Switzerland \/ Liechtenstein?<\/span><\/strong><\/span><\/h2>\n<p><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt; color: #ffffff;\">Clarify the most important questions quickly, yet professionally, personally and individually from home.<\/span>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_empty_space height=&#8221;50px&#8221;][vc_btn title=&#8221;Arrange an information meeting now&#8221; color=&#8221;danger&#8221; align=&#8221;center&#8221; link=&#8221;url:https%3A%2F%2Fbook.timify.com%2Fservices%3FaccountId%3D5dd58034ea99b411773abb33%26hideCloseButton%3Dtrue|title:Arrange%20an%20information%20meeting%20now|target:_blank|&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]\n<h2><span style=\"font-family: verdana, geneva, sans-serif;\">Registration with the tax office for cross-border commuters to Switzerland \/ Liechtenstein<\/span><\/h2>\n<p>&nbsp;<\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">All cross-border commuters must register with the tax office at their place of residence. To do this, you must either complete the <a href=\"https:\/\/www.b-quadrat.at\/wp-content\/uploads\/downloads\/2018\/Grenzgaenger\/Anmeldung%20beim%20Finanzamt%20-%20Grenzg%C3%A4ngert%C3%A4tigkeit%20(PDF).pdf\" target=\"_blank\" rel=\"noopener\">cross-border commuter questionnaire<\/a> and send it to the tax office together with your employment contract and a copy of your ID, or you can use the online service of the Austrian tax office. Via FinanzOnline you can easily fill in the cross-border commuter form online, save it temporarily and submit it. You can find the form under \u201cFurther services\u201d and \u201cFurther applications\u201d. <\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">Based on your information, the Austrian tax office will calculate your expected tax and send you the cross-border commuter registration card. In Austria, you will then pay your tax in advance on a quarterly basis (February 15, May 15, August 16 and November 15). <\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\"><strong>Tip:<\/strong> Of course, we are also happy to provide our customers with advice and assistance on all questions relating to registration with the tax office and will also be happy to help you fill out this form on request.<\/span><\/p>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space][vc_column_text]\n<h2><span style=\"font-family: verdana, geneva, sans-serif;\">Is it worth working in Switzerland \/ Liechtenstein as a cross-border commuter from Austria?<\/span><\/h2>\n<p>&nbsp;<\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">This question probably concerns everyone who is considering working as a cross-border commuter in Switzerland \/ Liechtenstein. However, there is no one-size-fits-all answer! Nevertheless, we can say from experience that salaries in Switzerland \/ Liechtenstein are noticeably higher than in Austria.<strong> Our <a href=\"https:\/\/www.b-quadrat.at\/spezialgebiete\/grenzgaenger\/nettolohnberechnung-fuer-grenzgaenger-in-die-schweiz-liechtenstein\/\" target=\"_blank\" rel=\"noopener\">gross-net calculator<\/a>, which has been specially developed for cross-border commuters from Austria to Switzerland \/ Liechtenstein, provides clarity, as we calculate what is actually left over from the salary in Austria after deduction of all taxes in Switzerland \/ Liechtenstein (social security contributions, withholding tax), health insurance and Austrian tax.<\/strong> <\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">In addition to the significantly higher salary in most cases, there are other advantages to be mentioned: First and foremost, <a href=\"https:\/\/grenzgaengerversicherung.at\/grenzgaenger-krankenversicherung\" target=\"_blank\" rel=\"noopener\">health insurance for cross-border commuters<\/a>. Cross-border commuters from Austria have <a href=\"https:\/\/grenzgaengerversicherung.at\/grenzgaenger-krankenversicherung\" target=\"_blank\" rel=\"noopener\">3 options<\/a>. As a rule, cross-border commuters opt for a private health insurance solution from Austria and thus benefit from significantly lower premiums and a much better scope of cover than with statutory health insurance. In addition to health insurance, it should also be mentioned that the pension system in Switzerland \/ Liechtenstein is stronger than that in Austria, that accident insurance usually automatically includes leisure accidents and accidents at work and that you are better covered if you are unable to work due to an accident or illness. <\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">As already mentioned at the beginning, however, there is no general answer as to whether a job as a cross-border commuter from Austria to Switzerland \/ Liechtenstein is worthwhile, as in addition to the points mentioned (higher salary level, better and cheaper health insurance, better pension provision, better accident insurance, better cover in the event of illness), there are also some individual factors that should be taken into account in the decision.<\/span><\/p>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row bg_type=&#8221;bg_color&#8221; bg_color_value=&#8221;#000f8a&#8221;][vc_column width=&#8221;2\/3&#8243;][vc_column_text]\n<h2><span style=\"color: #ffffff;\"><strong><span style=\"font-family: verdana, geneva, sans-serif;\">Best cross-border commuter advice incl. net salary calculation <\/span><\/strong><\/span><\/h2>\n<p><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt; color: #ffffff;\">&gt; Free and non-binding advice since 2003<\/span><br \/>\n<span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt; color: #ffffff;\">&gt; Net wage calculation &amp; practical tax tips<\/span><br \/>\n<span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt; color: #ffffff;\">&gt; Best and cheapest health insurance for cross-border commuters<br \/>\n&gt; Help with choosing the right bank account<br \/>\n<\/span><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt; color: #000000;\"><span style=\"color: #ffffff;\">&gt; Help with registering with the tax office and much more<\/span><\/span>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_empty_space height=&#8221;90px&#8221;][vc_btn title=&#8221;Arrange a consultation now&#8221; color=&#8221;danger&#8221; align=&#8221;center&#8221; link=&#8221;url:https%3A%2F%2Fbook.timify.com%2Fservices%3FaccountId%3D5dd58034ea99b411773abb33%26hideCloseButton%3Dtrue|title:Arrange%20a%20consultation%20now|target:_blank|&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space height=&#8221;55px&#8221;][vc_widget_sidebar sidebar_id=&#8221;sidebar-19&#8243;][vc_empty_space height=&#8221;55px&#8221;][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;2\/3&#8243;][vc_empty_space height=&#8221;20px&#8221;][vc_column_text]<span style=\"font-size: 18pt; font-family: verdana, geneva, sans-serif; color: #000f8a;\"><strong>Why B-Quadrat?<\/strong><\/span>[\/vc_column_text]<div class=\"uavc-list-icon uavc-list-icon-wrapper ult-adjust-bottom-margin   \"><ul class=\"uavc-list\"><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-8640\">\n<div class=\"uavc-list-icon  \" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:10px;\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon circle \"  style=\"color:#ffffff;background:#000f8a;font-size:15px;display:inline-block;\">\n\t<i class=\"Defaults-check\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-8640 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\"><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">Always a personal contact person, no call center<\/span><\/span><\/div><\/li><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-1363\">\n<div class=\"uavc-list-icon  \" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:10px;\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon circle \"  style=\"color:#ffffff;background:#000f8a;font-size:15px;display:inline-block;\">\n\t<i class=\"Defaults-check\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-1363 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\"><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">Free advice and tariff comparisons (in person and by telephone)<\/span><\/span><\/div><\/li><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-7770\">\n<div class=\"uavc-list-icon  \" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:10px;\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon circle \"  style=\"color:#ffffff;background:#000f8a;font-size:15px;display:inline-block;\">\n\t<i class=\"Defaults-check\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-7770 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\"><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">Independent of individual insurance companies<\/span><\/span><\/div><\/li><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-2432\">\n<div class=\"uavc-list-icon  \" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:10px;\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon circle \"  style=\"color:#ffffff;background:#000f8a;font-size:15px;display:inline-block;\">\n\t<i class=\"Defaults-check\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-2432 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\"><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">Special conditions with various providers<\/span><\/span><\/div><\/li><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-2424\">\n<div class=\"uavc-list-icon  \" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:10px;\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon circle \"  style=\"color:#ffffff;background:#000f8a;font-size:15px;display:inline-block;\">\n\t<i class=\"Defaults-check\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-2424 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\"><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">Risk surcharges are renegotiated, usually with success<\/span><\/span><\/div><\/li><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-3386\">\n<div class=\"uavc-list-icon  \" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:10px;\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon circle \"  style=\"color:#ffffff;background:#000f8a;font-size:15px;display:inline-block;\">\n\t<i class=\"Defaults-check\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-3386 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\"><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">High level of technical expertise through countless consultations since 2003<\/span><\/span><\/div><\/li><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-9538\">\n<div class=\"uavc-list-icon  \" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:10px;\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon circle \"  style=\"color:#ffffff;background:#000f8a;font-size:15px;display:inline-block;\">\n\t<i class=\"Defaults-check\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-9538 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\"><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">Direct help from experts in the event of damage<\/span><\/span><\/div><\/li><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-4209\">\n<div class=\"uavc-list-icon  \" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:10px;\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon circle \"  style=\"color:#ffffff;background:#000f8a;font-size:15px;display:inline-block;\">\n\t<i class=\"Defaults-check\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-4209 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\"><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">Practical tax tips for new cross-border commuters<\/span><\/span><\/div><\/li><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-7607\">\n<div class=\"uavc-list-icon  \" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:10px;\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon circle \"  style=\"color:#ffffff;background:#000f8a;font-size:15px;display:inline-block;\">\n\t<i class=\"Defaults-check\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-7607 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\"><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">Free net wage calculation<\/span><\/span><\/div><\/li><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-1714\">\n<div class=\"uavc-list-icon  \" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:10px;\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon circle \"  style=\"color:#ffffff;background:#000f8a;font-size:15px;display:inline-block;\">\n\t<i class=\"Defaults-check\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-1714 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\"><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">Help with your tax return<\/span><\/span><\/div><\/li><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-3999\">\n<div class=\"uavc-list-icon  \" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:10px;\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon circle \"  style=\"color:#ffffff;background:#000f8a;font-size:15px;display:inline-block;\">\n\t<i class=\"Defaults-check\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-3999 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\"><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">Help with registering with the tax office<\/span><\/span><\/div><\/li><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-2741\">\n<div class=\"uavc-list-icon  \" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:10px;\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon circle \"  style=\"color:#ffffff;background:#000f8a;font-size:15px;display:inline-block;\">\n\t<i class=\"Defaults-check\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-2741 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\"><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">Help with choosing the right bank account<\/span><\/span><\/div><\/li><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-9005\">\n<div class=\"uavc-list-icon  \" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:10px;\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon circle \"  style=\"color:#ffffff;background:#000f8a;font-size:15px;display:inline-block;\">\n\t<i class=\"Defaults-check\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-9005 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  class=\"uavc-list-desc ult-responsive\" style=\"\"><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\">Free initial consultation with a tax consultant and\/or lawyer from our network<\/span><\/span><\/div><\/li><\/ul><\/div>[vc_row_inner][vc_column_inner][vc_btn title=&#8221;Arrange a free appointment now!&#8221; color=&#8221;primary&#8221; link=&#8221;url:https%3A%2F%2Fbook.timify.com%2Fservices%3FaccountId%3D5dd58034ea99b411773abb33%26hideCloseButton%3Dtrue|title:Make%20an%20appointment%20now%20free%20of%20charge|target:_blank|&#8221;][vc_empty_space height=&#8221;40px&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_empty_space height=&#8221;105px&#8221;][vc_single_image image=&#8221;8520&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221;][\/vc_column][\/vc_row][vc_row bg_type=&#8221;bg_color&#8221; bg_color_value=&#8221;#bfdfff&#8221;][vc_column][vc_column_text]\n<h1><strong><span style=\"font-family: verdana, geneva, sans-serif;\">Competent advice &#8211; popular with cross-border commuters since 2003.<\/span><\/strong><\/h1>\n<p><span style=\"font-family: verdana, geneva, sans-serif; color: #000f8a; font-size: 14pt;\">No need for lengthy research. Let us advise you free of charge and without obligation. <\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: verdana, geneva, sans-serif; color: #000f8a; font-size: 12pt;\">We have a lot of experience from countless conversations with cross-border commuters. Benefit from this and invest 60 minutes of your time! <\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: verdana, geneva, sans-serif; color: #000f8a; font-size: 12pt;\">We will answer all your questions about cross-border commuters, provide advice and assistance and, thanks to our independence, will definitely find the best cross-border commuter health insurance for you. <\/span><\/p>\n[\/vc_column_text][\/vc_column][\/vc_row]\n","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_empty_space][vc_single_image image=&#8221;9145&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221;][vc_column_text] Are you already a cross-border commuter or would you like to become one? Would you like to find out more, in particular about your health insurance &#8211; cross-border commuter insurance, the new tax situation, your net salary in Austria, the best bank account<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-FullWidth.php","meta":{"_monsterinsights_skip_tracking":false,"footnotes":"","_links_to":"","_links_to_target":""},"class_list":["post-9255","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.3 (Yoast SEO v28.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Professional advice for cross-border commuters - Switzerland \/ Liechtenstein<\/title>\n<meta name=\"description\" content=\"Are you a cross-border commuter from Austria to CH\/FL and looking for a contact point for all your questions? 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F\u00fcr unsere Dienstleistung (unabh\u00e4ngige Grenzg\u00e4ngerberatung \/ unabh\u00e4ngige Grenzg\u00e4ngerauskunft) entstehen Ihnen keinerlei Kosten, da wir aufgrund der Unterst\u00fctzung unserer Partner in der Lage sind eine kostenlose Beratung anzubieten. Sie finden uns in Dornbirn, dem Herzen von Vorarlberg, welches von \u00fcberall aus Vorarlberg, aber auch aus der Schweiz, dem Liechtenstein und aus Deutschland sehr gut zu erreichen ist. Vereinbaren Sie einen Termin, schreiben Sie uns eine E-Mail oder rufen Sie uns an und profitieren Sie von unserer Kompetenz in Versicherungs- und Grenzg\u00e4ngerangelegenheiten. Wir freuen uns auf Sie und Ihre Fragen! Unabh\u00e4ngig, kompetent und engagiert! Herzlichst Ihr Martin H\u00e4usler","email":"office@b-quadrat.at","telephone":"+43 5572 398770","legalName":"B-Quadrat Finanzberatungs GmbH","foundingDate":"2003-01-01","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"1","maxValue":"10"}}]}},"_links":{"self":[{"href":"https:\/\/www.b-quadrat.at\/en\/wp-json\/wp\/v2\/pages\/9255","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.b-quadrat.at\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.b-quadrat.at\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.b-quadrat.at\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.b-quadrat.at\/en\/wp-json\/wp\/v2\/comments?post=9255"}],"version-history":[{"count":12,"href":"https:\/\/www.b-quadrat.at\/en\/wp-json\/wp\/v2\/pages\/9255\/revisions"}],"predecessor-version":[{"id":9458,"href":"https:\/\/www.b-quadrat.at\/en\/wp-json\/wp\/v2\/pages\/9255\/revisions\/9458"}],"wp:attachment":[{"href":"https:\/\/www.b-quadrat.at\/en\/wp-json\/wp\/v2\/media?parent=9255"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}